They can disconnect the trailer, but, if that trailer isn't included in the order for repossession, they cannot take it - doing so is theft, and a crime.
Repo man took my truck and my 24 ft trailer with 5k+ of tools on it. The trailer and tools are not on the loan and this has not been returned to me. He also knocked over my mail box. I have done a police report and was advised to contact them and try to work something out. There was some one that was supposed to buy the trailer in the morning, but that sale has been lost now. The officer as well entered in the police report the amount that the trailer was to have been sold for. The repo company nor the car lot have returned my rightful property to me, and I am signing warrants in the morning on them.
Trailer Lights Work on Other Vehicles but Not MineIF the lights [tail, turn, and brake] are working on your vehicle, AND the trailer lights will work on some other vehicle, that confirms:That the problem is NOT in your vehicle's wiring system.That the problem is either in the trailer wiring, OR is caused by the IMPROPER connection of the connector plug wires to the wiring of your vehicle.It is critical that the connector plugs [on the vehicle and the trailer] are properly connected to the correct wires.The fact that NONE of the lights work when connected to your truck suggests that the defect is related to the GROUND wireas that is the only wire common to all the different light circuits.
probably
Usually the bank has a list of repo companies they do biz with and they pick one to repo the car. Maybe the closest to the car, maybe the cheapest, whatever.
Check your fuses and look for a dead-short on the tail light wire (probably brown).
If the bank made a mistake they will return the vehicle to you, the repo company is under a hold harmless and work the accounts the banks give them.
Yes, they can, and often they will, because it creates less of a possibility of you trying to intervene.
First, get some substantial time driving them. When you repo one of these, you have to be quick - if it's attached to a trailer, you typically have to drop that trailer, and it could be any type of trailer... dry box, RGN, whatever - and again, you need to be quick. None of this OTR, saunter out of the truck singing, "I've got tiiiiiiiiime on my side" nonsense. Then, you get enough experience that a towing and recovery company will hire you. Get a little time doing that, let them assess if you're ready to do repo work. If they decide you are, then you get into it.
Sounds like a weak ground connection somewhere on the trailer or tow vehicle.
No, look up the Fair Debt Collection Act its online.
he cannot take the truck while the trailer is attached. But he can unhook it then take the truck. Just put locks on the chains and the hitch. He could still cut the locks off...but ???
A trailer is not covered under a homeowners policy whether or not it is used for work. You need to purchase a seperate policy to cover this type of property for physical damage coverage. While it is being towed and attached to a vehicle the laibility coverage from the vehicle extends to the trailer so if you back it into someone's car the towing vehicle's liability insurance will pay for the damage done to the other person's car.