Call your insurance company and ask them for the forms you need or what the procedure is to add a child to your coverage.
Yes, you can add the child and the car
If you add the child as a driver on the policy.
In medical insurance, the policy holder of the policy is not automatically the guarantor of a step child. To become the guarantor of the child a formal adoption should have taken place, or the child can be added to the policy.
Not necessary- you only add/exclude drivers
Yes. That is also what makes it legal for the step-parent to carry the step-child on their health insurance.
No. Step-children have no rights or interest regarding a step-parent's life insurance unless they are a named beneficiary on the policy. Step-children have no rights in a step-parents estate unless they are named in the step-parent's Will. In that case a step-parent can leave the proceeds of a life insurance policy to a step-child by their Last Will and Testament.
If they live in the household, yes.
When you get married, and either spouse has children, those children can be added to the policy. If you have a family plan, step children can also be added to a medical insurance policy.
No, they will lose coverage as soon as the divorce is final. However, if there is a court order for support of the step child, there is a possibility that the step child could still be covered. Laws differ from state to state, so you should contact a local family lawyer.
This is a question best answered by your insurance agent or a call to your insurance company's 800 customer service phoneline.A bit more:Unless the insurance regulations have changed since I was a licensed auto and homeowners insurance agent: If your child is of legal adult age and not living with you, then no, you don't add him to your policy. Actually, many insurance companies wouldn't allow you to include an adult child (or any other adult) who does not live with you to your auto insurance policy.
just went through this....it depends on the age of the child...but mostly~Yes, you can.