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Answered 2008-03-21 17:35:20

Yes you can apply for exact credit card, it won't affect your credit at all.

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Your credit score is only affected when you volunteer the credit check. When you apply for a credit card, the credit check will show up on your score. However, if you get a pre-approved credit card, the company that sent you the card has already done the check, so that will not show up and affect your score.


Your credit score can possibly affect your interest rate when you apply for home financing. If you have a low credit score, you are considered a higher risk to the bank, and therefore, they may raise your interest rate.


If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.


If you are pulling it on yourself, it doesn't affect it in any way. If you apply for multiple loans and each lender pulls a credit report, it will have a negative effect on your score because it may look like you are desperate for credit.


People who have very good or excellent credit scores are able to apply and qualify for credit cards that have better interest rates.


Declined transactions on a credit card would seem to indicate that you have exceeded your credit limit. Exceeding your credit limit will reduce your credit score. This means that a bank would take a very close look when you apply for more credit.


There are numerous ways to apply for a credit card. One can visit the the websites for banks and apply online for their credit card. One can also call the credit card company they wish to apply for and apply over the phone or have them mail them the application.


One can apply for credit cards with rewards at websites such as Credit Cards and Credit. Other websites that one can apply for these cards at include Visa and TTBank.


It can affect you for short time. If you want to build your credit, probably the best method is to apply for a secure credit card (Bank of America for example). This card works like a regular credit card, only you're using your own money. Let's say you put in the account 500$; you will have a credit with 500$ limit. Nobody can see that you have a secure credit card 'cause it's working like a unsecured one. That card should help you increase your credit score.


There are many types of credit cards as per your requirements.


You can easily apply for a Credit One credit card on the official website of Credit One Bank. You can apply online and see if you're approved in under one minute.


It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.


In order to build credit, one must apply for a credit card and maintain their account in good standing. Any missed or late payments will most likely adversely affect their credit rating.


Get your disputed items cleared and marked paid before you get started on the loan. Having derogatory items on your credit report will affect their opinion of your credit worthiness.


The way to apply for any credit card including a platinum credit card would be to go to the website and apply. You need a stable job and good credit too.


Once you know where to go, it is not hard to apply for an MBNA credit card. Apply for an MBNA credit card at their website or call 0800 068 8788 to apply.


"You can apply for Tesco credit cards on Tesco credit card's website. Under the tab ""Credit Cards,"" on the left is ""Apply Online."" They also have information and conditions on the same page."


Shop around for the lowest interest rate you can find, and be wary of cards with adjustable rates. Find a bank or credit company that fits your needs and apply. It is important to find the right one first as each credit application is considered a single check of your credit score, and multiple checks can affect your FICO.


Yes. If you are married and your spouse has bad credit, you inherit that bad credit and depending on the state, you can inherit half the debt if you divorce. * No, debts incurred before marriage do not affect a new spouse's credit report even in CP states. Problems could arise however, if the couple apply for a joint line of credit such as a mortgage.


yes you can i have done it recently to do a balance transfer and i still use both credit cards yes you can i have done it recently to do a balance transfer and i still use both credit cards


No, it won't affect my score, she's not my wife. Just kidding. Credit may be obtained individually (even in community property states) by law. Therefore your spouse can apply without you, meaning that your information and your social security number (by which you would be reported to the credit agencies) are nowhere on the application and you will not sign the agreement. If this is how she applies, it will not affect your score.


Ehow.com has an article on how to apply for a credit card. Also check any credit card companies you want to apply for a credit card with and look at their rates before considering applying.


One can apply for a Walmart credit card on their official website. walmart.com/cp/walmart-credit-card/632402 You could also apply in store.


To apply for an NAB credit card you must be 18 and have good credit. You can apply online at their website or fill out a paper application to mail in if there is an application fee.


To apply for a credit card it is best to educate yourself of the requirements of a card, check credit scores, and apply only to companies that are more likely to accept said credit scores for a credit card that has affordable interest rates.