If you were only an authorized user and not a joint account holder, you should never be responsible for the primary account holder's debt.
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Related Questions
If a person has been added as an authorized user in the past on a credit card and the primary card holder has requested they be removed as an authorized user will the account discontinue being reporte?
Yes
Why does your ex still see your credit items on her credit report?
The ex could have been an authorized user on the account or a co-borrower. If you are the primary user and the ex was only an authorized user, you can call and have them removed.
Can dismissed charges be removed from records?
Dismissed charges are charges that have been dismissed by the state or government. These charges can be removed from your record.
If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?
i just want an answer
Would an ex-spouse be responsible for credit card debt even though his name was removed from the account and the charges were made after the divorce?
If he is not on the account he is not responsible for the debt, even if he made charges. If the charges were made without the consent of the account holder he could be guilty of a fraudulent act. Whoever's name is on the account is the one who owes the debt.
When will being removed as an authorized user show up on your credit report?
In general, those becoming "authorized users" will not have changes made to their credit report unless (1) they become an authorized user of a company card and that company requires employees to take personal responsibility for charges or (2) they become a joint account holder, making them responsible for all charges. So, if one falls into one of the above camps, the time varies based on the frequency with which the issuer chooses to inform the credit bureaus. Because "authorized user" status does NOT change the liability of the account holder, these types of credit report transactions are not priorities and may take place a few times per year. Wait three (3) months and re-review your credit reports. If the "authorized user" does not disappear, dispute the tradeline with the appropriate credit bureau.
How do you get domestic violence charges removed?
Domestic Violence is one of the charges that cannot be expunged from your record.
The material that is removed from the waste water in primary treatment is known as..?
Solids (organic and inorganic, settleable and floating) and oils are removed in primary treatment.
Is there a way for the cosigner to be removed as cosigner if primary owner defaults?
No. The purpose of requiring a co-signer is that in the case of a default by the primary borrower, the cosigner has agreed to be fully responsible for the loan. Therefore, if the borrower defaults, that's what you're there for if you're the cosigner.
What is the statute of limitations for felon charges in state of Va?
What is the statue of limitations for felon charges in state of Virginia? What are the steps to get the felon charges removed from record?
How does a chairman of union public service commission can be removed?
The president can remove him if he a)is bankrupt b)mentally ill Further he can be removed on charges of misbehavior by president. but the charges should be approved by supreme court.
What happens to the charges of an atom if the one proton and electron are removed?
Protons are not removed from atoms. If one electron is removed, the atom would become an ion with a charge of 1+.
What is a way which a president can be legally removed from office during his or her term?
Charges of impeachment
Who do you get dismissed charges removed form my record in dallastx?
i want to find how to clean my crimal record from charges that has been dismissed but hurt me from findin employment
Are crops primary vegetation?
No. Crops are vegetation that have taken over after the primary vegetation have been removed from that area. For instance, in a prairie grassland, grass is the primary vegetation. This grass is removed by plowing to allow for crops to be grown where native grasses once flourished.
Remove your daughter from your credit cards?
Call the credit card companies and tell them that you want her removed as an authorized user from your card.
Carbon dioxide is removed from the atmosphere with what process?
Primary production Photosynthesis
What is the primary production of energy flow?
Non-english answer removed&Unflagged.
How many need to find the president guilty of criminal charges in order to be removed from office?
8
Can a 21 year old be removed from parents home?
Once they are an adult the law says the parents are no longer responsible for them. They can have the child removed.
If you allow someone with poor credit history to be an authorized user on your credit card will it lower your credit score due to their poor history?
I was a authorized user on one of my exwifes accounts and did not realize it. I noticed my credit score was going down steadily and was not sure why. Then it made a big plunge so I checked my credit report and fiqured out I was a authorized user on one of her accounts that she had stopped paying on.I called the company and at first they would not take my name off of the account saying it would have to be settled first. I argued with them how could I be responsible for something I don't even see a statement on. It took several calls but I finally reached someone who saw my side of the story. They had trouble deleting my name from the account and had to get a supervisor involded to get me removed. My credit score jumped by more than a 100 points the next month. EDIT: This would have been a good response if the question was "Will my credit be affected if I am added as an authorized user". I think the person answering the original question got the authorized user and account holder in reverse. The answer below is correctly answers the question without confusion. Also...a couple of credit card issuers have policies that hold Authorized Users responsible for their actions and safeguard the Primary Account holders credit file. Credit scores are not affected by the actions of an authorized user. Neither can an AU be held legally responsible for the account regardless of what they may be told by the card issuer. The premise being that an AU has no control over how the account is handled as they do not have access to payment of the account or other issues such as increasing the credit line.
Will a credit card company remove your name from an account if you and your husband are separating and splitting the credit card debt and he is the primary card holder on both cards?
If you are a joint holder, no. You signed a contract that was legally binding. If you're an authorized user, then you can be removed. In fact, you don't legally even have to pay the debt.
If grass and shrubs were removed from rural Massachusetts ecosystem what would most likely happen?
What would happen if grasses and shrubs were removed from an ecosystem? A.the primary consumers would increaseB.the primary consumers would become secondary consumersC.the primary consumers would die out or move elsewhereD.the primary consumers would stay unchanged
What is the term for when an elected official is brought up on charges of wrongdoing and removed from office if found guilty?
empeachment
How do you change the primary oil on a Harley?
locate and remove your primary oil drain plug, once the fluid is removed,remove the derby cover and replace the primary fluid to the approiate level
