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I just recently got into a motor vehicle accident about over a month ago. I am still going to P.T. and as far as my insurance agent has explained yes they are responsible for pain and suffering. I was told the no fault was your insurance had to cover 10k of your medical bills so your not stuck waiting on the other persons insurance company to start paying. Once the p.i.p. has been meet of 10k the rest goes to the at faults insurance company.

I also recently got medical forms related to my pain and suffering letting them check my medical history but not sending those off until lawyer friend looks them over. I have had the worst time dealing with the at faults insurance company the stress alone has been awful. They keep you on the phone non stop for the first time in five years I have went over my monthly minutes on my cell.

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Q: Can you collect pain and suffering in a no fault Kentucky state?
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