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Deposit Yes you can deposit a check into the account of the person to whom the check was issued but a check is not valid unless it is endorsed by the person who is cashing it. So, No you cannot deposit an unendorsed check.

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13y ago
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12y ago

This depends on what you mean by unsigned:

1. If the check is not signed on the front by the maker, it is not negotiable by any one at any time until the maker signs it.

2. If the check is not endorsed on the back by the payee, you CAN deposit it into an account which bears the payee's name in the title as an owner or beneficiary. The best way to do this would be to write "for deposit only" on the endorsement line. HOWEVER, technically, "for deposit only" is NOT an endorsement and there is always the risk (especially with high dollar amounts or insurance checks) that the check may be returned for lack of endorsement, even if you write "for deposit only." To be completely safe, the payee should personally endorse the check before depositing.

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Q: Can you deposit an unendorsed check for someone else into their bank?
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Can you deposit a check for someone else into their bank?

Yes, you can. But you need to mention your name and other details in the deposit slip available with the bank which is required for bank records to keep track of things.


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