Absolutely! Regardless of fault, if you carry sufficient coverage (collision/comprehensive) you are entitled to have your vehicle either repaired to a "safe" standard, or a write-off payment received. The difficult part of proving such is in the time limits. DO NOT wait too long to seek a claim for a total loss. There is always the burden of proof in this case, where you may have damaged your vehicle "after" the fact, and after such repairs were made. Note any obvious damage, (eg. Doors not opening properly, engine problems) and have a certified body shop/mechanic inspect the vehicle RIGHT after the initial repairs are made. Generally an insurer will have an appraiser re-evaluate the damages to see if indeed, they were caused by the accident.
You could to see if they know anything.
The fair market value for your car at the time before you got into the accident. It may not be enough to replace your car, if you have GAP insurance through your bank, then it should cover the cost of replacing the vehicle.
if there is insurance it should pay for the loss
Your insurance may go up it may not, also sue for allot of money!!!
This depends on what the settlement covers I have required the insurance company to allow me to retain ownership, this reduces the settlement. Or the if you do not specify that this is what you want the insurance company gets the car.
If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is important that you had it on the daye of the accident.
Nothing. Your insurance company is the agency which would deal with that.
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
You should check with your insurance company. If you still have a policy open for the car the premium is still due. But I'm not sure why you'd have a policy if the insurance company said the car was totalled
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
You should contact your insurance company and let them know. Your insurance company should take care of the rest.
You should definetely buy insurance, otherwise known as a warranty in this case. The quad could be totaled during an accident and if you dont have insurance, you will need to buy a whole new quad.
Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.
I heard that u should, and if your personal insurance finds out that u were involed in a accident with a company car under company insurance ur insuance can be black list u. i could be wrong.
When a car is totalled, it goes on your driving record. When insurance companies look up your record, they take that claim you made and make it part of the deciding factors of how much your premium should be. I had an at-fault accident last year and it did not total the car, however the insurance company hiked my rate 50 dollars. My best advice to you is shop around. Seeing a broker (someone who sells insurance on behalf of a certain number of insurance companies) may save you some time.
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
If a victim of a simple car accident claims injuries, it is best to talk to your insurance as soon as possible. Your insurance company will then require that the victim's insurance company provides proof of injury. If it is found that the victim is injured, your insurance company will instruct you on the next course of action.
Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)
get a good job............you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle.........
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.
If they know about the accident, there should be a claim involved so it could.
if u sold the car yes,if you totaled it the insurance should pay it off providing you had full coverage and not at fault