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Absolutely! Regardless of fault, if you carry sufficient coverage (collision/comprehensive) you are entitled to have your vehicle either repaired to a "safe" standard, or a write-off payment received. The difficult part of proving such is in the time limits. DO NOT wait too long to seek a claim for a total loss. There is always the burden of proof in this case, where you may have damaged your vehicle "after" the fact, and after such repairs were made. Note any obvious damage, (eg. Doors not opening properly, engine problems) and have a certified body shop/mechanic inspect the vehicle RIGHT after the initial repairs are made. Generally an insurer will have an appraiser re-evaluate the damages to see if indeed, they were caused by the accident.

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โˆ™ 2006-04-25 12:03:05
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Q: Can you fight your insurance company in a your fault accident after they fixed your car when it should have been totaled?
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Related questions

Your car is totaled and the other insurance is handling the case Should you contact your insurance company?

You could to see if they know anything.


How much does the insurance company owe you for your totaled car?

The fair market value for your car at the time before you got into the accident. It may not be enough to replace your car, if you have GAP insurance through your bank, then it should cover the cost of replacing the vehicle.


My son had permission to operate a friends vehichle and the car was in an accident and totaled. is he liable for payment?

if there is insurance it should pay for the loss


My car was totaled in a car accident and the guy at fault had no drivers license but the car had insurance Will my insurance go up due to the accident and should i sue the guy?

Your insurance may go up it may not, also sue for allot of money!!!


You own your car it was totaled Should you let the insurance company have it after they pay you?

This depends on what the settlement covers I have required the insurance company to allow me to retain ownership, this reduces the settlement. Or the if you do not specify that this is what you want the insurance company gets the car.


What can happen if after an At Fault accident the auto is totaled and you choose to cancel the insurance because you will not drive again and there are personal injury claims not settled?

If you were insured at the time of the accident, your insurance should pay up to the amount stated on your policy. It does not matter if you still have the insurance now. It is important that you had it on the daye of the accident.


Your car was totaled due to fire what should you expect from the dealership?

Nothing. Your insurance company is the agency which would deal with that.


What if the driver at fault will not call their insurance company to report the accident?

If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.


When is it wise not to report to insurance company?

never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.


Does the insurance agent submit the auto accident claim to the insurance company or do I ?

It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.


Do you make an insurance payment if your car is totaled?

You should check with your insurance company. If you still have a policy open for the car the premium is still due. But I'm not sure why you'd have a policy if the insurance company said the car was totalled


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.


I got into a minor accident and I was at fault. The other driver had my information and will file with my insurance company. Anything I need to do?

You should contact your insurance company and let them know. Your insurance company should take care of the rest.


Do we need insurance for a strictly off road quad?

You should definetely buy insurance, otherwise known as a warranty in this case. The quad could be totaled during an accident and if you dont have insurance, you will need to buy a whole new quad.


Will your medical insurance cover you in an auto accident?

Yes it should, but the auto insurance company may have to pay the medical insurance after the claim is paid.


Do you have to tell your insurance policy that you were involved in an accident with a company car even though it was not your fault?

I heard that u should, and if your personal insurance finds out that u were involed in a accident with a company car under company insurance ur insuance can be black list u. i could be wrong.


Husband totaled his car last year and the insurance company is charging us for his totaled car on new policy. Are they allowed to charge us for a totaled car that you don't own anymore?

When a car is totalled, it goes on your driving record. When insurance companies look up your record, they take that claim you made and make it part of the deciding factors of how much your premium should be. I had an at-fault accident last year and it did not total the car, however the insurance company hiked my rate 50 dollars. My best advice to you is shop around. Seeing a broker (someone who sells insurance on behalf of a certain number of insurance companies) may save you some time.


Is insurance company still liable for medical payments even you no longer carry that insurance?

The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage.


What auto insurance do you bill if you where a passenger in auto accident?

You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.


What should you do if a victim of a simple car accident claims injuries?

If a victim of a simple car accident claims injuries, it is best to talk to your insurance as soon as possible. Your insurance company will then require that the victim's insurance company provides proof of injury. If it is found that the victim is injured, your insurance company will instruct you on the next course of action.


If an unisured driver has an accident in your car will your insurance still cover it?

Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)


If your loaner car was totaled and you do not have insurance what should you do?

get a good job............you will (assuming you are at fault for this loss) be require to pay for the totaled vehicle.........


Does insurance cover a car totaled in a wreck involving a DWI?

If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.


Can you lose your no claims bonus if the insurance company knows you have an accident but don't claim?

If they know about the accident, there should be a claim involved so it could.


Will you have to pay the lien company the rest?

if u sold the car yes,if you totaled it the insurance should pay it off providing you had full coverage and not at fault