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A chapter 13 bankruptcy can be filed if it has been at least 4 years from the date of the discharge of a chapter 7.

Nonsense. You can file a chapter 13 the day after the 7 is closed. You may not be eligible for a discharge, but the point of doing a "chapter 20" is usually to dump the unsecured debt in the 7 and use the 13 to get caught up on the mortgage, for which no discharge is necessary.

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Q: Can you file chapter 13 bankruptcy after you have filed a chapter 7 in Indiana?
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