Just because the company charged off the account, does not mean that they don't want to be paid...so if the car is still assessible...they can repo it. Charged off on your credit means that it is no longer an active paying account..the company took a loss for that amount. A different department, "Profit & Loss" will take over trying to collect any way possible. Sorry.
Yep!
Yes. A charge off does not mean that the debt is not still valid and subject to collection by any means available to the lender.
No, and why would they? If the payments are up to date and have been made on time, there would be no reason for the dealer to repossess the vehicle.
Yes, your confirmed flight reservation is typically processed even if your credit card has not been charged yet.
Yes, many loan agreements have a clauses that allows them to call the note due and/or repo the vehicle if there are any singnificant changes to your credit status. Bankruptcy certainly qualifies.
Yes, your confirmed flight booking with Expedia may still be processed even if your credit card has not been charged yet.
Have you been charged twice for the same credit card transaction?
Yes
a credit memo is getting credit for something that should have not been charged. a demo memo is billing someone incorrectly.
Your credit card may not have been charged due to various reasons such as insufficient funds, expired card, or a technical issue with the payment system. It is recommended to contact the merchant or your credit card company for further clarification.
Yes, they are required to send you an E-Mail informing you that your credit card has been charged.
i have been the repoer in a similar case, third party tiried to sue, but lost. they had full use of vehicle during that time and vehicle lien remained in my name, so my credit was messed up, a lot of attempts to let them remedy the situation were ignored, they broke the contract we had.