Can you work and still receive short term disability?

Answer 1

== == DI is meant to support you financially when you can't work. Insurance companies do not wish to pay you the benefit if you can still do your job. So the answer is no. There may be some loopholes with very good coverage such as an Own Occ policy where if you were a Dr and could not do your job, you would collect DI but maybe still be able to flip burgers at the same time. Also, there are some benefits that allow you to work PT and still collect part of your DI.

Answer 2

Unless your state was very liberal, to qualify for disability ,of any length, you have to establish your inability to work, and you are still working so it stands to reason you could not collect.

Answer 3

It depends upon whether your short term disability policy has on the job accidents benefits. Some policies will pay a 50%, meaning you can collect from workers comp and STD at the same time.

Check your policy for details.

Answer 4

The answer depends upon the size of your employer, the state you work in, and the length of your disability.

The Family Medical Leave Act (FMLA) provides job protection for up to 12 weeks for your own disability. It applies to employers with more than 50 employees.

Ten states have family leave laws which supplement the federal act. If you work in one of these ten states then you might have additional job protection rights.

Answer 5

no, If you do this is workers compensation fraud!! If the workers compensation lawyers catch you doing anything you are telling them you can not do or holding down a job while your telling them you can not work you could be in big trouble.

Answer 6

Yes.Students, residents or fellows without employment, or individuals who have signed a contract but didn't start yet in their practice, can get disability insurance.Otherwise, you need to work 30 hours or more per week, to qualify for disability insurance.

Lloyds will insure for disability even if you work under 30 hrs/week.

Ask for quotes from an experienced disability insurance broker .

Answer 7

This would depend upon several factors which are not specified in the question:

1. What was the reason for the termination? A different result may inure if the firing were due to egregious actions by the employee, rather than, for example, a reduction in workforce;

2. When did the disabiling event occur relative to the termination of employment? If before, it is more likely that benefits would be available.

3. Assuming that this was employer-provided disability insurance, what were the terms (language) of the policy? It may address this issue and provide for a finite period of benefits. Short-term disability insurance (which is the kind most often provided by an employer) normally pays benefits that are a percentage of earnings, and at that, often on a sliding downward scale.

The fact that you were fired is not a "disability" contemplated by a disability insurance policy; therefore, if you are asking whether the fact of being fired triggers an entitlement to benefits, the answe is "No".

Answer 8

no