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Can your bank account be closed if you've had the account for 6 months and you've just been reported on the Chex Systems?
Wiki User
∙ 17y ago
possible. After my five years with chex systems passed, I opened a checking account and the bank closed it after two months due to my chex systems record. They froze it and then closed it without notice to me. I found out when the ATM card quit working. I then had to get Chex systems to write a letter to them because my record should have been gone after five years, but that did not help me get my account back.
Yes, if the account holder resides in a state where the banking laws allow the action without due process of law.
Wiki User
∙ 12y ago
Wiki User
∙ 17y agoIf you were reported to Chex systems by one bank, while you have an account at a different bank, the bank you are in good standing with will keep your account open - but you will not be able to open any other accounts. Also, as long as you are on Chex systems, expect to have difficulty paying by check at retailers.
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