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There is one common cheat, but it involves your town being flooded to the maximum with weeds. If you do not want to pick a whole town full of weeds, then do not follow the following cheat:

Place ten to twenty thousand bells in the bank (or more), and save your game. Then, change the time settings to ten years in the future (this is known as 'time traveling'), and when you go to the bank, your interest should pile up to where you can pay off a good portion of your mortgage, if not all of it.

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15y ago

What else can I help you with?