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Yes, many credit unions use ChexSystems to verify personal checks used for deposit and multi-party endorsement.

According to Wikipedia, over 80% of US banks and credit unions use ChexSystems.

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Q: Do credit unions use ChexSystems
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Banks in Washington that do not use chexsystems?

There are several banks and credit unions in Washington that do not use chexsystems. One of the more popular ones there is 1st Security Bank Of Washington.


What credit unions bank in California that does not use chexsystem?

Butte Federal Credit Union, California Coast Credit Union, CD Federal Credit Union, Heritage Community Credit Union, San Mateo Credit Union, and Southland Credit Union are credit unions that do not use the Chexsystems. For those that are having trouble opening an account in California, these are credit unions that they can use for services.


If a bank reported you to chexsystems can they report you to Telecheck too?

yes Chexsystems and Telecheck are both consumer reporting agencies and some banks and credit unions use them both and report to them both


Can you get a bank account at a credit union with bad credit?

Most credit unions will allow anyone that is eligible for membership to open an account. It depends on what they use to verify a checking account when opened as to if they will allow you to open a checking. Some use a credit report and some use chexsystems, ews or telecheck


Non chexsystem credit unions in Oregon?

One of the better options in Oregon is Oregon Community Credit union. They do not use chexsystems but you must be eligible for membership. else: Northwest Community Credit Union Oregon Community Credit Union Pacific Northwest Credit Union


What is the function of ChexSystems?

Chexsystems is a Credit Reporting Agency (CRA) governed by the Fair Credit Reporting Act (FCRA) and other laws. Under the Fair and Accurate Credit Transaction Act (FACTA) amendments to the Fair Credit Reporting Act (FCRA), they are subject to the same rules and regulations. Chexsystems monitors and reports on your banking activities. It looks for unusual or suspicious banking transactions, overdrafts, cashing checks against insufficient funds and not meeting minimum account balances.Many banks and credit unions use chexsystems when opening a deposit account to determine if the account should be opened.


What are some of the banks in California that do not use ChexSystems?

Several of the banks in California do not use ChexSystems. San Mateo Credit Union, Golden One Credit Union and San Francisco Federal Credit Union. At some of these banks you will need to qualify to apply. You can check out more details at Chextalk online.


Is Chexsystems subject to the Fair Credit Reprorting Act rules as other credit reporting agencies?

Yes. Even though Chexsystems focuses on providing one's historical checking and savings activities to commercial banks and credit unions, in 1999 the organization was categorized by the government as a credit reporting agency. Accordingly, they are subject to the Fair Credit Reporting Act.


What checks does a ChexSystems report run?

ChexSystems are a company which offer a range of fund checking. It is similar to Experian. Many banks and credit companies use ChexSystems. It stops fraud.


Can you join your new husband's credit union account with your name in Chexsystems but his is not?

Not if they use chexsystems. They will make you clear up your issues with chexsystems first, and then when they check and you're cleared, you can be added.


Are websites that offer help for people on ChexSystems effective and free of charge?

Here is a site that is absolutely free and will provide a list of non-chexsystems banks and credit unions http://www.chexsystemsvictims.com And here is a forum that you can join for free that will help as well ..they offer free sample letters for chexsystems removal and also have a free nationwide list of non-chexsystems banks http://www.chexvictims.net Never pay for the help that you need with chexsystems issues


Banks in AR that don't use chexsystems?

Anyone living in Arkansas can get an account at Hope Credit Union. They do not use chexsystems. related question for more information http://wiki.answers.com/Q/Are_there_any_banks_that_do_not_use_Telecheck_or_Chexsystems