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Do you need workmens comp insurance if you own a semi-truck and your brother-in-law drives it?
Wiki User
∙ 15y ago
It depends on your state, the nature of your contract - and please put it in writing and have it signed, dated and witnessed if you want it to mean anything - and other factors. Are you employing him (then yes, please do!), or is he leasing your truck (then no, why would you)? If he's an independent contractor and you arrange his jobs, an alternative in most states is Occupational Accident paired with Contingent Liability. These are often cheaper and while they aren't the same as Comp, they *can* be better customized to meet your mutual needs. If he's self employed and you only lease the vehicle to him, he may only want to carry Occupational Accident (nicknamed "Occ Acc.") An independent agent can help him obtain this coverage. Check with your agent to see whether you have the proper coverage for your truck - it's not the same as lending a personal auto to someone. The rules are different.
Wiki User
∙ 15y ago
Wiki User
∙ 14y ago== == Sole proprietorship
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Can someone who drives with no insurance drive with someone who has insurance?
no
Before a driver drives a motorcycle, they need to have motorcycle insurance.?
Before a driver drives a motorcycle, they need to have motorcycle insurance.
If you have no insurance on your car but it was the other drives fault would there insurance still pay for it?
no
What drives commercial liability insurance prices?
the economy
What if someone drives your car and has an accident?
Your insurance rate will increase.
How can you protect yourself when a car you own that your older son drives with insurance and has a bad accident?
Your insurance is the protection; that's the nature of insurance.
Who should be on your car insurance?
Generally speaking, just you. In the U.S. in most states, your insurance covers anyone who drives the car (in the insurance business, there is a saying, "When you loan your car, you also loan your insurance). However, if there is someone who regularly drives your car besides you, you may want to have them listed as a driver.
Will your insurance cover your married daughter who drives your car?
Yes, as long as you add her as a regular driver on your insurance policy.
Does everyone who drives a truck need truckers insurance?
Anyone who drives a truck must at least hold a liability insurance policy to cover injuries and damages. Additional policies are not required, but can be beneficial to the driver.
How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
If a 16 year old drives my am I covered?
Depends on your insurance, I am coming to that situation myself. I plan on calling my insurance agent
What can happen to a person who drives without insurance in UK?
they become taxi drivers
