For some system you do - although nowadays these are becoming rarer.
Not at all
You do not have to pay fees to play Lord of the Rings online.
There are no monthly fees for a iPod Touch.
No, you do not have to pay a monthly free for texting. If you have a free texting app, you only pay the price of that app once, and only once, with no monthly fees.
No - you only have to pay once, when you buy the game.
Terraria is a one-time purchase. There are no additional fees or payments.
Every VoIP provider that offers an app typically will have charges, but not necessarily monthly. There are those with monthly fees, but there are those that allow you to buy block minute rates too. It all depends on the company.
Not usually. Your monthly assessments -- fees, you write -- pay to operate the community and save money for major repairs.
only if you pay extra for the navigation system when the dealership offers additions to the vehicle that are optional but it is a wiser choice to purchase a navigation system from a store that offers navigation systems.
No, there are no monthly fees for apps. Once you pay for the app, you never pay for it again.
I think it's ok to buy DSL service and/or pay the monthly fees for a location other than your home. You can dial the AT&T or T-Mobil toll free number to confirm.
A prepaid program will have you pay a particular monthly fee that is variable based on the number of minutes you purchase. You won't have to pay monthly though, if you don't use up all the minutes. You'll have to pay again when the minutes are depleted.