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No. Several credit monitoring companies, including Dun & Bradstreet Credibility Corp., offer products that can give you access to another company's credit information for a fee.

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11y ago

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How can one access or get a free credit report?

There are many ways how a person can access or get a free credit report. There are websites such as, go free credit, free credit report, and credit report all offer free credit reports.


Is it possible for me to run a credit report on my child?

No, as a parent, you cannot run a credit report on your child without their permission.


Is there a free website where I can access my credit report history?

Yes there are several websites that you can use to access your credit report for free. Be careful to access the ones that are valid or well known such as: http://www.equifax.com/credit-report-history/.


How can I check someone else's credit score?

To check someone else's credit score, you typically need their permission and personal information to access their credit report through a credit reporting agency like Equifax, Experian, or TransUnion.


Where can I access my annual credit report for free online?

The only totally free way to access your credit report is to request it from the credit bureau. You're entitled to one free report per year. Many online services will access your report, but will charge you..


When can your credit report be reviewed by a lender or other entity?

when you ask said lender for a loan, you will sign a release that allows them to obtain your credit report and show it to you.If you are applying for credit, you may give permission for a credit review. Otherwise, your credit cannot be reviewed without your permission.


Who has access to your credit report and how do they get it?

you have access, anyone you permit and the government


Can a realtor request a credit report from me?

Yes, a realtor can request a credit report from you with your permission as part of the process of renting or buying a property.


Does a landlord have to have your permission to get a credit report before renting to you?

Anyone who requests a credit report must get your prior permission. This includes a landlord. You must provide he information the landlord needs before they can legally get a credit report, but this is a requirement for a lot of landlords before they will rent you their property.


How many years can a collection agency still pull your credit report?

A collection agency can't access a credit report w/o the permission of the party involved. They may try to mislead someone into believing they are able to do so, and that is a violation of the FDCPA and should be reported as such.


How can I perform a soft credit check on someone?

You can perform a soft credit check on someone by requesting their permission to access their credit report through a credit bureau or a credit monitoring service. This type of check does not impact their credit score and is commonly used for background checks or pre-approval processes.


How many times can a collection agency inquire on your credit report?

Unless you have given a collection agency written permission to pull a full credit report they are in violation of credit laws.