This could depend on whether you are talking about a group plan or an individual plan. Under a group plan, proof of "medically necessary" from your doctor would be the first question BCBSFL would ask. If you have a group plan, ask your employer to see the fine print of the actual policy. Under an individual plan, BCBSFL has height and weight restrictions on whether or not you actually eligible to purchase the plan. If you indeed are a candidate for bariatric surgery, you would not be eligible for individual coverage because of the height and weight restrictions.
Blue Cross and Blue Shield of Illinois does offer coverage of bariatric procedures. There are very strict medical criteria that must be met in order for any of these procedures to be approved. However, if your policy is through your employer, they may have opted to exclude coverage of these procedures. This is not BCBS denying coverage, it is your employer.
I was wondering if my husband's insurance covers the lap band surgery for me. thanks
Do Blue Cross Blue Shield pays for gastric sleeve surgery, when it is a health issue.
There are a lot of different things that will determine your eligibility for coverage of the bariatric surgery. It will depend if your life is at risk without it and how your doctor presents the condition to the insurance company.
no
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What Blue Cross Blue Shield coves depends on the policy one has. Policies differ and some will not cover procedures like lap band surgery.
yes they do
Blue Cross Blue Shield Federal does not cover the cost of plastic surgery. Any plastic surgery that is done to solely improve the physical appearance of a person is not covered. if the surgery is due to an accident or the result of a body part becoming altered from a disease or surgery than it will be covered.
AnswerOf course.
No braces are considered a cosmetic surgery and they are not covered by bcbs
Any medical procedure connected to a Medicare plan will need to be proven medically necessary by the doctor. You doctor will know whether or not you can use your Medicare Supplement to pay for the surgery.