Yes, Lowe's reports authorized users to the credit bureaus. When you add someone as an authorized user on your Lowe's credit account, their credit activity can help build their credit history. However, the impact on their credit score may vary depending on how the primary account holder manages the account.
If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.
Authorized users are not legally responsible for debt. Contact the crediting bureau and despute the item (explaining the circumstances.) They have to remove it!
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Explain the users of annual report
Yes, authorized users typically receive their own card linked to the primary account holder's account.
Authorized users on credit cards are individuals who are given permission by the primary cardholder to use the card. They can make purchases and build credit history, but they are not responsible for paying the bill. The primary cardholder remains responsible for all charges made by authorized users.
Authorized Official
Authorized credit card users are individuals who are allowed by the primary cardholder to use the credit card account. They have the privilege to make purchases and transactions using the card, but they are not responsible for the repayment of the charges. The primary cardholder is responsible for paying off any charges made by authorized users.
Intentional Disclosures
Intentional Disclosures
an authorized user is someone who has been given consent by the owner of the account to use it and morally should pay for what they purchase but will not be financially responsible to do so even tho the creditor can and probably will report the account to both the owner and the authorized users credit profiles with the credit reporting agencies.
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