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As long as it was inforce longer than 2 years. That's when the suicide clause runs out. Was there drug abuse prior? Was it admitted on the application? Fraud?

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โˆ™ 2008-07-30 13:00:52
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Q: Does an insurance policy pay death benefits when death is caused by a drug overdose?
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Does a drug overdose break a life insurance policy?

A drug overdose does not break a life insurance policy.


Does an insurance policy pay accidental death benefits if death is caused by an accidental drug overdose?

If they were legal prescribed medications then they normally will after an investigation. If they were narcotics, then no. I agree with the first contributor, as a rule policy documents supplied at the outset of the policy, and sometimes before the policy commences state in clear terms that drug abuse is an exclusion.


What are the benefits of universal life insurance and what are the possible drawbacks of this type of policy?

What are the benefits of universal life insurance, and what are the possible drawbacks of this type of policy


What benefits does the owner have in a PNO policy?

what does PNO stand for on an insurance policy


Are life insurance benefits subject to confiscation by medicare?

Can Medicaid sieze the benefits of a life insurance policy


Can you have a life insurance policy if you were a drug addict?

you can get life insurance , but if you die of a drug overdose, then they will discontinue your contract.and you will get nothing .


Can you collect social security benefits while on private disability?

Yes, if you own a private Disability insurance policy, the guidelines and benefits are accounted for separately from Social Security benefits. A person can be eligible to receive both benefits.A private Disability policy can have two types of benefits: Base and Social Insurance benefit. Base benefits are payable regardless of Social Security benefits. Social Insurance benefits will offset dollar-for-dollar with any Social Security benefits you are eligible for.You can revert to your original Disability insurance policy, or policy summary to determine whether you have base or Social insurance benefits. You can also contact the insurance company your policy was written through to confirm this information.


What are the benefits of health insurance policy?

See the link on Pricing & Benefits for Calfornia


What does a beneficiary do?

Beneficiary = benefits from Benefits from the execution of a will / payout from an insurance policy etc.


What are the benefits of Fleet car insurance?

The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.


Do you have to pay taxes on benefits from a life insurance policy in CT?

The benefits from a life insurance policy are treated as part of the estate and subject to the estate tax. They are not subject to income tax.


What are the benefits of having a combined life insurance policy?

The benefits that you would have of having a combined life insurance policy is that it would most likely be cheaper if you did it this way, where it's better for you.


Can your beneficiary collect benefits from your insurance policy if you commit suicide?

Your beneficiary can collect benefits from your insurance policy if you commit suicide if, 1. Your policy provisions for payout in the event of suicide. 2. Your waiting period has been satisfied if stipulated by your insurance carrier and policy. Read your policy carefully and contact your policy carrier for assistance and clarity as it relates to your policy.


Who are benefits of a life insurance policy paid to if the insured survives the term?

In a term policy if you outlive the term of your policy, no benefits are paid. For example, if you buy a 20 year term life insurance policy, and you are alive at the end of the policy, no death benefit is paid out. -ex


What is beneficiary?

Any one who benefits from the execution of an insurance policy.


Who receives the benefits in a situation with a second to die life insurance policy?

The children or heirs of the deceased will receive the benefits in a situation including a second to die insurance policy. It is also goes by the terms "Dual Life Insurance" and "Survivor-ship Insurance".


If insurance policy states one beeficary what happens with multiple people on a will?

Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.


Who recieves the benefits or money from a life insurance policy upon the death of the insured?

The person, company or trust that is specified under "Beneficiaries" section in the insurance policy will receive the life insurance benefits. If the beneficiaries are more than one, the benefit is split according to policy details, or policy schedule pages.


What type of benefits are there to a universal life insurance policy?

The benefits from a universal life insurance policy is that is offers flexible premium payments and death benefits. It also gives you different cash value options that can be invested in many ways.


What causes a disability?

A disability is caused by an accident or illness. The illness can be acute or chronic. Whether or not you're eligible to receive any benefits due to your disability depends on what kind of insurance coverage you have. If your disability is work-related, you may be entitled to workers comp benefits that your employer may have purchased. In most states, this is required. You may also be eligible for government benefits that you've paid for with income taxes. If your disability is not work-related, you still may be eligible for government benefits or you may purchased a personal disability insurance policy to pay you benefits. Whether you receive disability benefits from your own insurance policy or a government plan, the definition of disability contained in the policy will tell you what constitutes a disability. Did you mean to ask, what is the definition of disability? That can vary from policy to policy and, since that kind of insurance can be very complex, I would check for your particular policy. mcdlife.com


How can you get your insurance policy details?

Call or write your agent, or the company, as listed on your policy and insurance ID cards. They will provide an EOB (Explanation of Benefits) or summary of your policy status and limitations.


What must be paid each year by the policy holder before the insurance policy benefits begin?

Deductible


Do you have to pay taxes on benefits from a life insurance policy?

Proceeds from a life insurance policy to a beneficiary are usually paid free from federal income tax.


Which of these is an element of universal life insurance?

This life insurance policy has two different types of death benefits.


What are the benefits of online auto insurance?

Online auto insurance benefits include being able to pay your bill online and review your policy. You can easily add or remove a vehicle or a driver from your policy. I have used online auto insurance for a while now.