As long as it was inforce longer than 2 years. That's when the suicide clause runs out. Was there drug abuse prior? Was it admitted on the application? Fraud?
A drug overdose does not break a life insurance policy.
If they were legal prescribed medications then they normally will after an investigation. If they were narcotics, then no. I agree with the first contributor, as a rule policy documents supplied at the outset of the policy, and sometimes before the policy commences state in clear terms that drug abuse is an exclusion.
What are the benefits of universal life insurance, and what are the possible drawbacks of this type of policy
what does PNO stand for on an insurance policy
Can Medicaid sieze the benefits of a life insurance policy
you can get life insurance , but if you die of a drug overdose, then they will discontinue your contract.and you will get nothing .
Beneficiary = benefits from Benefits from the execution of a will / payout from an insurance policy etc.
See the link on Pricing & Benefits for Calfornia
The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.
Yes, if you own a private Disability insurance policy, the guidelines and benefits are accounted for separately from Social Security benefits. A person can be eligible to receive both benefits.A private Disability policy can have two types of benefits: Base and Social Insurance benefit. Base benefits are payable regardless of Social Security benefits. Social Insurance benefits will offset dollar-for-dollar with any Social Security benefits you are eligible for.You can revert to your original Disability insurance policy, or policy summary to determine whether you have base or Social insurance benefits. You can also contact the insurance company your policy was written through to confirm this information.
The benefits that you would have of having a combined life insurance policy is that it would most likely be cheaper if you did it this way, where it's better for you.
The benefits from a life insurance policy are treated as part of the estate and subject to the estate tax. They are not subject to income tax.