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As long as it was inforce longer than 2 years. That's when the suicide clause runs out. Was there drug abuse prior? Was it admitted on the application? Fraud?

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2008-07-30 13:00:52
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Q: Does an insurance policy pay death benefits when death is caused by a drug overdose?
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Does a drug overdose break a life insurance policy?

A drug overdose does not break a life insurance policy.

Does an insurance policy pay accidental death benefits if death is caused by an accidental drug overdose?

If they were legal prescribed medications then they normally will after an investigation. If they were narcotics, then no. I agree with the first contributor, as a rule policy documents supplied at the outset of the policy, and sometimes before the policy commences state in clear terms that drug abuse is an exclusion.

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The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.

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Yes, if you own a private Disability insurance policy, the guidelines and benefits are accounted for separately from Social Security benefits. A person can be eligible to receive both benefits.A private Disability policy can have two types of benefits: Base and Social Insurance benefit. Base benefits are payable regardless of Social Security benefits. Social Insurance benefits will offset dollar-for-dollar with any Social Security benefits you are eligible for.You can revert to your original Disability insurance policy, or policy summary to determine whether you have base or Social insurance benefits. You can also contact the insurance company your policy was written through to confirm this information.

What are the benefits of having a combined life insurance policy?

The benefits that you would have of having a combined life insurance policy is that it would most likely be cheaper if you did it this way, where it's better for you.

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The benefits from a life insurance policy are treated as part of the estate and subject to the estate tax. They are not subject to income tax.

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