No - having had a car that was re-possessed will not affect the filing of a Bankruptcy.
No, filing bankruptcy will never help improve your credit score, it stays on your report 10 years whereas a repo or foreclosure normally remain 7 years. So bankruptcy would only make your credit worse.
Yes if there was a lien on it. If your bankruptcy was discharged, it simply discharged the debt, not the collateral.
You have not filed a bankruptcy. You get a docket number immediately when you file. So, yes, they can repo your car. If this was done by a lawyer, you should find out what the lawyer actually did. You can confirm your bankruptcy filing online or by telephoning the court in which it was supposedly filed, and get the docket number. It's a public record.
You can stop a pending repossession on a car by filing Chapter 7. However, you will have to find a way during the automatic stay [i.e. the period of bankruptcy protection] to pay back past due payments, or else the auto lender will file for relief from the automatic stay to repo the car back. You [or your attorney] might have to tell them [thru a filed Statement of Intentions] that you intend to reaffirm the debt and work out a side agreement called a reaffirmation agreement, where you can make up the past due payments.
Yes, many loan agreements have a clauses that allows them to call the note due and/or repo the vehicle if there are any singnificant changes to your credit status. Bankruptcy certainly qualifies.
can they send a police to my house to repo my car? can they send a police to my house to repo my car?
You don't "file a chapter 13 on" anything. You have to list all your debts and all your assets, whether it's a 7 or a 13. And the automatic stay that goes into effect the moment you file prevents any reposession, unless the court allows a motion for relief from stay. You must make all car payments due after the date of filing, or they will be given permission to repo the car.
NO collection activity may occur legally during bankruptcy proceedings.
The fact that you have a repossession on your credit report is not a determining factor of whether your can file for bankruptcy. Generally in bankruptcy you can remove the debts from the repossession of your vehicle.
There is nothing about a repossession which prevents eligibility to file for bankruptcy.
No, if you mean, can you single out this debt to "file bankruptcy on." You file bankruptcy on ALL your creditors. You don't get to pick and choose. But you can certainly include such a debt in bankruptcy.
if gdp increases, it will increases prices and the repo rate has to be decreased in order to