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What else can I help you with?
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Can you get home owners insurance after two hail and wind damage claims?
Yes, you can still get homeowners insurance. If you live in a high risk area for windstorm damage, you'll just have to pay more than you did in the past.
Will homeowners pay for damage from hail?
Homeowners typically do not have to pay for damage from hail if they have comprehensive homeowners insurance that covers such incidents. Most policies will cover the cost of repairs to the home and any personal property affected by hail damage, minus the deductible. However, if the damage exceeds the deductible amount, homeowners will need to cover that portion out of pocket. It’s important for homeowners to review their insurance policy to understand their coverage and any potential out-of-pocket costs.
Does my homeowners insurance cover damage to my property caused by tree roots from a neighbor's tree?
Yes, but you would have to pay what your homeowners deductible.
Will homeowners insurance pay for central heating and air condition unit if it goes out?
It depends on why it went out. Your Homeowners policy covers damage resulting from certain perils such as fire wind hail, lightning etc If it's just old ac unit and in need of replacement or repair then NO. Your homeowners insurance does not provide coverage for homeowners normal maintenance and updates.
Who is responsible for damage to fence on highway after an accident?
The insured found at fault would have to pay for the fence. This coverage is included in the liability property damage portion of an auto policy.
Is the furnace covered by homeowners insurance?
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.
What does homeowners insurance pay for in case of damage to your house?
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
Does homeowners insurance cover galvanized pipe?
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
Are fence blew down during a wind storm and are trampoline blew into the neighbors yard do we have to pay there premium?
No
Does homeowners pay for fence damage by vandals with pellet guns?
Homeowners policies do cover vandalism and malicous mischief but unless the damage is extensive it may not meet your deductible. Another thing to remember these days is that insurance companies have been loosing money in homeowners insurance for several years. I always remind my clients that homeowners insurance is made for big losses not small ones. A homeowners policy is the most coverage for the lowest premium in the insurance business. With companies loosing money they are going to be more careful about who they write and if you are ever cancelled for too many claims you will find it hard to get new coverage at a reasonable cost.
What do you do if your insurance wont pay for damage after a storm you have homeowners insurance but the insurance company is in dispute of the ammount of damage?
HIRE AN INDEPENDENT APPRAISER. FROM INS AGENT IN TX
