Forget he is your son. You must treat him like any other employee you would hire in respect to insurance coverage requirements.
<><><>
California law requires any business with even ONE employee have Worker's Comp insurance. If your son is an employee of the business, then yes, you need it.
proprietorship business
form_title=Home-Based Business Insurance form_header=Minimize your risks. Home-based business insurance plans can help ensure that you are prepared to handle any situation that might occur while running your business from home. Type of Business Entity:= {(),Corporation,LLC,Sole Proprietorship,Partnership,Non Profit,Trust,Other} What is the total amount of business personal property located at your home address?= {(),$5000,$10000,$15000,$20000,$25000,$30000,$35000,$40000,$45000,$50000,$55000,$60000,$75000,$80000,$85000,$90000,$95000,$100000} Type of home-based business insurance needed (Check all that apply):= [] Health insurance [] Disability insurance [] Life insurance [] Business property insurance [] Comprehensive general liability insurance [] Business interruption insurance [] Workers' compensation insurance [] Other
proprietorship proprietorship
form_title=Cheap Business Insurance form_header=Looking for affordable business insurance? Find a plan that fits your business needs and your budget. Type of Business Entity:= {(),Corporation,LLC,Sole Proprietorship,Partnership,Non Profit,Trust,Other} Type of Insurance Needed:= [] Business Owners Policy [] Commercial Auto Insurance [] Business Property Insurance [] Business Liability Insurance [] Home Business Insurance [] Workers' Compensation [] Business Umbrella Liability [] Professional Liability Insurance [] Directors and Officers Liability [] Business Identity Theft [] Group Health Insurance [] Business Life Insurance [] Key Person Life Insurance [] Agricultural Insurance [] Product Liability Insurance [] Personal Insurance [] Not Sure [] Other
The type of insurance one should get when starting up a small business includes property and liability, workers compensation, retirement plans, health insurance and sometimes life insurance.
form_title=Commercial Car Insurance form_header=Commercial car insurance makes it possible to focus more on driving your business and less on your vehicles. Will all of the vehicles be garaged?= () Yes () No Type of Business Entity:= {(),Corporation,LLC,Sole Proprietorship,Partnership,Non Profit,Trust,Other} Are all cars registered to either the business, or the owner(s) of the business?= () Yes () No Are all drivers covered by worker's compensation insurance?= () Yes () No
California requires WC for all employees of all employers.
Make it a L.L.C. or L.L.P. A sole proprietorship has low insurance. If you incorporate it and separate business from personal, it will increase insurance.
5 TYPES OF INSURANCE YOU NEED TO PROTECT YOUR BUSINESS 1.BUSINESS AUTO INSURANCE 2.COMMERCIAL PROPERTY INSURANCE 3.COMMERCIAL UMBRELLA INSURANCE 4.GENERAL LIABILITY INSURANCE 5.WORKERS’ COMPENSATION INSURANCE Workers Compensation Insurance provides coverage for both work related injuries and some lost income. We also represent several top rated workers compensation insurance companies and can get you the right coverage that fits your business insurance budget.
proprietorship business
Zurich Insurance offers and excellent small business insurance policy. This can protect you against things like product liability and workers compensation.
A proprietorship is a business that has one owner. Most proprietorship's are small businesses.
form_title=Home-Based Business Insurance form_header=Minimize your risks. Home-based business insurance plans can help ensure that you are prepared to handle any situation that might occur while running your business from home. Type of Business Entity:= {(),Corporation,LLC,Sole Proprietorship,Partnership,Non Profit,Trust,Other} What is the total amount of business personal property located at your home address?= {(),$5000,$10000,$15000,$20000,$25000,$30000,$35000,$40000,$45000,$50000,$55000,$60000,$75000,$80000,$85000,$90000,$95000,$100000} Type of home-based business insurance needed (Check all that apply):= [] Health insurance [] Disability insurance [] Life insurance [] Business property insurance [] Comprehensive general liability insurance [] Business interruption insurance [] Workers' compensation insurance [] Other
A sole proprietorship operates a business. They are able to determine what type of business they want to be in.
Commercial, general liability, and workers compensation.
form_title=New Business Insurance form_header=Start your business off on the right foot. Start it off with a new business insurance policy tailored to fit your specific business needs. Type of Business Entity:= {(),Corporation,LLC,Sole Proprietorship,Partnership,Non Profit,Trust,Other} Number of Full Time Employees:=_
Sole proprietorship or proprietorship - a business owned and run by one person.