PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
In the automobile insurance industry, PL stands for public liability and PD stands for property damage.
If you have insurance call your agent.
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
Usually a person has to have a special glass coverage rider. It's fairly cheap but you have to ask for it when you obtain insurance. If you do not have such a rider, the insurance company won't cover broken glass.
PL usually stands for "Personal Liability" and PD for "Property Damage"
Property damage on the vehicle or someone else's vehicle?
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
you only need pl and pd on a used car and full coverage on a new car
Yes. eg: If you have pl/pd, the insurance won't pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car There's the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and immediately collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back.
"Full Coverage" usually means you have enough coverage to fix your car and their car regardless of who is at fault. PI and PD only fixes their car and your injuries.
That means that you have liability coverage only, which does not cover your damages. If the other driver is uninsured, the only option left is, to take him to court and sue him for your damages.
They would have to file a claim with the insurance company for any damages or injury. However, they cannot ask for money to reimburse them for punitive damages--that would be a civil case.
PLPD Insurance is personal liability and property damage insurance. This is an economical type of insurance where the insurance company will pay for repairs and damage done on another persons vehicle if you were found to be at fault in the car accident. There are different levels, or kinds, of this insurance.
The insurance is actually PL/PD, which is Public Liability and Property Damage. This coverage is mandatory in most (or all) of the US and Canada, as it is to cover any damage or injury that you cause to the person or property of others. The public liability portion of the insurance is to cover injury or death of the other person in the event that you cause an accident. This may include, but is not limited to, rear-ending someone, hitting a pedestrian, or driving into a store. The property damage covers the cost of physical items, like cars, buildings, telephone poles, etc, that are damaged by your neglect. I believe that if you do not have proper insurance for a delivery driver, then your insurance company may choose not to cover you for PL/PD if you get into an accident while delivering pizzas. I have heard, however, that the specific insurance you need for delivering pizzas depends largely upon whether you wear a uniform, have signs or decals on your car, and how many hours you work or kilometres you drive.. but don't quote me on that.
no sorry about your luck if it took out your windshield it was a taller deer
No because PLPD a.k.a. liability only covers other vehicles in case you have an at-fault crash. Hail damage is covered under the comrprehensive portion of a full coverage policy.
Ok, let's break it down: PL = Public Liability; PD = Property Damage. Payments that result from the use of these coverages are generally for the health and repair of vehicles for the party you have had an accident with. Passengers in the vehicle with you if injured can in some cases claim against the PL portion for there injurys. But for the drivers injuries, there will be no pay out what so ever. Unless medical or um is on the policy. Or you were the one that was hit by someone else.
ovum (pl. ova)
Property damage within your auto policy will cover any damage you may cause from an accident. Liability is for any medical attention they may need. PLPD INSURANCE IS STANDARD MINIMUM COVERAGE THAT PROTECTS YOUR VEHICLE IN THE CASE OF AN AT FAULT ACCIDENT, HENCE WHY IT IS MANDATORY. NO-FAULT LAWS ALLOW COVERAGE FROM YOUR OWN INSURANCE COMPANY TO COVER YOUR OWN VEHICLE. IF YOU WERE NOT AT FAULT IN AN ACCIDENT (SOUNDS LIKE YOU WERE IN THIS ONE) THERE WOULD BE COVERAGE FOR YOUR VEHICLE REPAIR/REPLACEMENT. THE OTHER DRIVER'S VEHICLE WILL BE COVERED UNDER THEIR OWN POLICY. YOUR POLICY WORKS FOR YOU ONLY. * Comprehensive pays for damage to your car from vandalism and Acts of God (hail, flood, falling trees, gravel thrown by traffic) and Collision pay for damages to your car when it collides with anything (another car, tree, road sign) if you are at fault. Personal Liability (PL) pays for injuries you cause and Property Damage (PD) pays for damage you cause to another person's property. If the other party is at fault, their insurance pays.
The "Pl" is the domain code for Poland (.pl).
Policy holder is Thomas R. Thompson of 801 Guaymas Pl Ne Albuquerque, NM 87109
Yes, he or his insurance company, has to pay for your damages. But since you don't have collision coverage, your insurance company isn't going to help you collect. You have to file a claim with his insurance and they will probably try to get out of it so you will have to file a lawsuit. Find one of those lawyers who advertise on TV. They just love to sue drunk drivers and will take your case with no fee if they do not win a settlement.