PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
If you have insurance call your agent.
In the automobile insurance industry, PL stands for public liability and PD stands for property damage.
No. PL & PD cover injury and damage you do to other persons and their property. Collision and Comprehensive cover your vehicle.
Usually a person has to have a special glass coverage rider. It's fairly cheap but you have to ask for it when you obtain insurance. If you do not have such a rider, the insurance company won't cover broken glass.
Property damage on the vehicle or someone else's vehicle?
PL usually stands for "Personal Liability" and PD for "Property Damage"
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
you only need pl and pd on a used car and full coverage on a new car
PLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note that PL&PD does not cover your vehicle nor you as the driver.
Yes. eg: If you have pl/pd, the insurance won't pay for repairs for YOUR car if it is you fault, but they will pay the repairs for the other car There's the big problem of having only the required liability insurance. If you do not have comprehensive and collision, you may have to sue the at-fault driver to force his insurance carrier pay. If you have coverage of your own, you can file a claim with your agent and immediately collect the damages (less your deductible) and your company will sue his if necessary. If and when they win or receive a settlement, you will get your deductible back.