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Answered 2015-06-05 22:57:20

No, renters insurance is coverage specific to property that belongs to the named insured.

If it's a rental property then the property owners insurance would cover storm damage to the roof. If it's just worn out then that would be an owners maintenance issue.

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Answered 2014-12-24 04:44:48

No, because the roof does not belong to you. You are the tenant, therefore the landlords policy would have to cover damage for the roof. You cannot insure something that you don't own.

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Will renters insurance cover sewage pipe backup damage to personal property?

If your renters policy covers Sewer Backup then it will cover damage to personal property.

What does home renters insurance cover?

Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.

Will renters insurance pay if a car is hit on property?

No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.

Does homeowner's insurance cover damage done by renters?

Homeowners insurance No. But a landlords Dwelling Policy yes.

What does mobile insurance typically cover?

"Mobile insurance typically covers accidental damage, malicious damage, and reimbursement of unwanted calls. Mobile insurance also covers the loss, damage, or theft of accessories that came with the mobile."

Does renters insurance cover damage to others property?

No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.

What does assurant renters insurance cover?

Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment.

Does homeowners insurance cover a renter?

No. That's what renters insurance is for.

What does renters insurance cover when power is out?

.....the same as when the power is on.......

Is it a state law in Minnesota that you have to have renters insurance?

In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.

What are the benefits of having renters insurance?

Renter's insurance is a cover taken out by the owner of a property they are renting out. The benefits are to provide liability insurance and insurance for the tenant's personal property for damage from fire, theft and Vandalism.

What would renters insurance be useful?

Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy.

I just got my first apartment, and I was told I should get renters insurance. What does renters insurance cover?

Renters insurance covers all of your belongings that are inside your dwelling in the case that something bad happens (like a flood or a fire). It is kind of like homeowners insurance but for renters. If you cause damage to the landlords property you will be covered.If you cause damage and you do not have renters insurance,the land lords insurance will cover him or her and after the property has been repaired,the landlords insurance company will demand that you pay for the damages,if you do not they will and can sue you and even attach your wages. I am NOT an insurance agent, i am a landlord and i highly recommend that my tenants buy this insurance it is cheep.If they don't,and something happens and its their fault,i am covered but they will be left holding the bag. I hope this helps you. Covers furniture plus more Go ask your account if you Can or type money and for a sake of it in google

Does renters insurance cover items in storage?

most of the time NO renters insurance only covers whats in an APARTMENT. However you can get insurance from the storage unit to cover whats being stored in the unit..hope this helps

Can you insure a house that does not belong to you?

You can obtain renters insurance that would cover damage to the contents. The homeowner should already have hazard insurance, so there is not any point in your trying to purchase that.

Does mobile home insurance cover damage caused by a tree?

Mobile home insurance does cover your home if damaged by a falling tree. It would also be covered if it were damaged by the over growth of tree roots.

Can you carry renters insurance over to a new home?

Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.

Will renters insurance cover a trampoline?

Highly unlikely, All renters insurance policies specifically exclude claims arising out of the use or ownership of a trampoline.

Your renter started a fire and has renters insurance how much will it cover?

most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.

Does renters insurance cover hail damage to car?

No. Hail damage to a car is covered by the comprehensive (sometimes called "other than collision" or "comp") portion of your auto insurrance policy.

Does comprehensive insurance cover personal effects lost in collision?

No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.

Does your renters insurance cover items if you were robbed?

It should. Read your insurance policy, or call your agent.

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