If your renters policy covers Sewer Backup then it will cover damage to personal property.
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
Consult LOCAL insurance companies.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Homeowners insurance No. But a landlords Dwelling Policy yes.
I would imagine you can. -Consult local insurance brokers.
"Mobile insurance typically covers accidental damage, malicious damage, and reimbursement of unwanted calls. Mobile insurance also covers the loss, damage, or theft of accessories that came with the mobile."
No, it does not.
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment.
No. That's what renters insurance is for.