There is no requirement, but your mortgage company may require a certain amount of coverage that both policies will have to match.
Flood coverage is not standard in most homeowner insurance policies. If flooding concerns you, then you should address this with your insurance company and have the coverage added.
No, in fact standard homeowner's policies specifically exclude coverage for vehicles.
No, all polices are not the same.
No, homeowner insurance typically does not cover intentional criminal acts such as criminal mischief by the policyholder. The insurance policy is meant to provide coverage for accidental or unexpected events, not deliberate acts of vandalism or wrongdoing.
Home insurance, also commonly called hazard insurance or homeowners insurance (often ... or loss of other personal possessions of the homeowner, ... 1.1 History; 1.2 Types of policies; 1.3 Coverage rates; 1.4 Classes of coverage ... HO2 – Broad Homeowner Policy: A more advanced form that provides coverage on a home
Are there only two states out of 50?
No. Insurance policies do not provide coverage for criminal activities of the insured.
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
Business insurance agencies typically sell insurance policies to commercial businesses. They sell property and liability policies, employee coverage and product liability.
Yes, Most home Insurers do offer package policies that will meet the needs of a homeowner.
21st Century Insurance is a property and casualty company and policies offered include automobile insurance, renter's coverage and homeowner's insurance. The company also offers personal liability insurance underwritten by a partner, RLI Insurance Company.
It just depends on the type of policy you selected when you purchased your coverage. Talk to your insurance agent if you have questions about your coverage. Your agent would the person in the best position to advise you of coverage.
No, you can't sue your own homeowner's insurance for any medical condition you experience whether it is your fault or not. Homeowner's insurance is not medical insurance for the homeowner. However, if it is someone else's home you may have your emergency medical covered as most homeowner's policies have emergency medical coverage for non-residents. It is also possible to sue the homeowner for damages, i.e. a dog bite.