It will depend on how bad your credit is, what income you have or if you own property that could be used as collateral. If you have used the same bank for any length of time, I would suggest starting there.
My other suggestion would be getting a cosigner; it is difficult to share your financial situation with friends and/or relatives, but this is probably going to be your best bet; if you don't have collateral.
If you have a friend or family member who is able to give you a loan, you could offer to sign an IOU with interest. I know very frequently parents will go without, rather than to ask to borrow money from an adult child who is fully able to help; and the adult child would be devastated to know their parents are in need.
I would suggest you stay away from any "pay-day" advance type situation due to the extreme fees and high interest, in some cases the payoff amount doubles in just a few weeks. It does seem for those who may find themselves temporarily in bad shape financially, the worse you need the loan, the harder it is to get.
The symbol for THL Credit Senior Loan Fund in the NYSE is: TSLF.
THL Credit Senior Loan Fund (TSLF)had its IPO in 2013.
There are many things you can do to improve or build your credit. First co sign on a loan with someone else to increase your loan amount. Also, pay down any debt that you may have. Do not max out credit cards.
Some banks will give you a loan for a small business if you have the proper credit. And yes, there are some credit cards available specifically for small businesses.
There are many banks that can help with a small loan as long as you have good enough credit. One such bank is www.wellsfargo.com. They can help with the loan.
A typical small loan ranges from $100.00 to $200.00. After establishing good credit with a small loan company, the loan can be raised to as much as $500.00.
The requirement for a small business loan would be debt asset ratio, credit worthiness and ability to pay.
Probably greatly. I'm sure if your personal credit is not good, that will also influence lenders on their decision to give you a small businees loan or not.
The interest rate for a bad credit debt consolidation loan differs from a regular small bank loan because the interest rate for the bad credit debt consolidation loan would be higher. The rate would be higher due to the fact that the one receiving the loan would pose a risk because they have bad credit and obviously had not been good with payments or something in the past. The regular small bank loan would be for those who have good credit, so the interest rate would be normal or lower.
Get a credit card, small loan, car loan... You need to get something that reports to the credit beauros. They will decide when you pay or dont pay to give you a score.
Cash loan lenders do offer a small amount of credit for lending money if a person makes their loan payment on time, but it is also noted that the person did not have money and needed a cash loan.
Yes, if your credit is good enough. I have never had to have a cosigner for a car loan.