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How can you get a loan with bad credit without a cosigner?

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2005-09-28 17:02:47
2005-09-28 17:02:47

It depends. If it's for a car you can go to any bad credit car place and they will give you credit. If it's for a house you can call a bad credit mortgage broker and they will give you a mortgage if you have a downpayment. If it's a small personal loan you need, go to a payday loan or cash advance store. You need a job and a checking account. Or you can try to get a loan from a bank or credit union if you have collateral like a car or house or something of value. Or you can go get an Auto title loan. You need a clean and clear car title and you get money the same day. These are the only ways I know of.

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Related Questions


no you do have to have a cosigner with good credit in order to get a student loan.

Yes of course you can get a car loan without cosigner if you have bad credit, you have to just find some websites who provide car loans without bad credit and no cosigner simple and fill out the small form there that's it they will contact you within 2 business days.

Yes, you can get a 30,000 from your father.

not if you make your payments like you should a cosigner is only called upon if you default on your loan

If you need a cosigner for the loan because of bad credit, it means you can't afford the car.

A person cannot include someone's income on a car loan, without their bad credit affecting the outcome of the loan. If another person is placed on the car loan, that other person will also be run through a credit check. This includes cosigner applicants.

Hi! You can even get a bad credit loan with no cosigner. Just request free quotes from lenders and compare Yes you can get signature loans even if you have bad credit.

It all depends on your personal credit history. If you have a bad credit history or no established credit then it can be difficult to get a loan. Anyone can get a payday loan but it is not recommended as the interest rates are outrageous. Contact your local bank for more information on how to get a personal loan.

Many places are willing to provide that service, but the interest rates are ridiculously high.

There are not many places where you can get a loan with bad credit. You can try your local credit union to get a 2,500 loan with a 2 year plan. You may need a cosigner for the loan.

If you have bed credit, sometimes having a cosigner is the only way you can get an auto loan. The people who lend you the money so you can purchase the car want their money back with interest. If you have bad credit, they may think you will not pay them back. They may think your cosigner does not want his credit ruined and will pay them back. So, while they would not give you an auto loan, they would give you an auto loan with a cosigner who has good credit.

The creditor will seek repayment of the car loan from the cosigner. As long as the cosigner pays, their credit will not be affected. However, if they are unable or unwilling to pay, the debt will be pursued like any other bad debt, and it will affect their credit rating.

Yes, a person with bad credit can get a cosigner for a mortgage. The cosigner will have to have excellent credit and must go into the office to sign papers to become a cosigner.

Someone will probably loan you money under those circumstances, but it will be a very expensive loan. You might have to pay twice or more money back at the end of the loan. It would be best to try to live without such a loan.

Getting a home loan with bad credit is hard yet not impossible. Showing you are a responsible in paying off current debt could help. It is best to find a cosigner with good credit to seal the deal.

Most likely the loan company won't accept it because to need a cosigner on a loan means that there is bad credit all ready. Two bad credit reports don't equal one good one. If you have bad credit it isn't a good idea anyway because you could end up with the loan and this will impact your credit report in a negative way.

you may be able to get a loan through a car dealer ship, if this is what you need a loan for, however, a bank will NOT lend you the money, if you do not have a co-signer and bad credit.

Loans Without Credit check or you can say the No Credit Check Loans are loans in which the borrower's credit history does not play any part. The Lender will not check the past records of the borrower. It is a good option for those who have from Bad Credit and need Funds. If you are facing problem in paying your dues for your education and you even have problem in getting loan with out cosigner or credit check than there are still some options available. You can apply for private loans that require no credit check or cosigner.

No. You are considered the primary debtor and therefore the interest rate would depend on your credit history.

If you are looking for money over a shorter period of time, even you have a bad credit score. Fresh Instant loans give you a quick bad credit loan whenever you need.

Government student loans. Some companies also offer contracts to those with bad credit, but the interest is much much higher.


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