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apex. prime rate + credit history

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Q: How do Credit card Companies determine their APR?
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Related questions

Where can one receive 0 percent on their credit card?

There are a number of different credit card companies that offer 0 percent APR credit cards. Some of the companies that offer 0 percent APR are Capital One and Discover.


What does APR stand for in reference to a credit card?

APR stands for annual percentage rate in reference to a credit card. An annual percentage rate is the rate companies or banks charge when one uses a credit card.


Which companies offer 0 APR credit cards?

Almost all major credit card companies offer 0 APR credit cards for a few months to a year for opening an initial account. These companies include Capital One and Citi.


Where can one get a low APR credit card?

Low APR credit cards can be obtained from most local banks as well as a few online or independent companies, but most people just negotiate this with their own credit card carrier.


Which companies offer low APR credit cards?

First of all, APR is annual percentage rate, or how much of a percentage companies charge you for using a credit card or asking for a loan. One company that has low APR rates is "Citi." Although looking for companies with low APR rates is a good idea, a person can further lower their APR rate with negotiation.


Where can I find companies issuing low interest credit cards?

There are several different credit card companies that offer 0% APR on sign in for several months. Citi credit card offers 0% APR for 18 months, Capital One offers 0% APR until August of 2013, Discover offers 0% APR for 15 months and Chase offers 0% APR for 15 months as well. To narrow these down you will want to review interest rates after the initial 0% rate and choose the credit card that will best suit your needs.


What is the APR on a goldfish credit card?

The annual percentage rate or APR on a goldfish credit card can be as low as 16.9% if you apply for the platinum membership. The APR on a standard credit card is 19.9%.


What is penalty APR?

Penalty APR is when your credit company considers you late. Most credit card companies place you on Penalty APR if you have been late 2 times in either 6 or 12 months depending on their terms and conditions. A credit card may have an interest rate of 9.99% but have a penalty rate of up to 29.99%


Does Chase offer the lowest APR credit card?

It really depends on the situation. Some credit card companies will offer you different rates based on your previous credit history or history with them.


Where can the lowest APR credit card be found in the UK?

Qualifying for a credit card with a low APR requires very good credit and sufficient income. In the United Kingdom, the credit card that meets that standard is currently the Sainsbury Cashback credit card, with a 7.8 percent APR.


What savings are offered with an apr credit card?

with an apr credit card the savings are o% interest from my research but also i have found that the apr changes. it changes from card to card like all things.


What is the apr on a credit card?

It varies - according to the issuer. A typical APR is around 19.8% for a credit card, or 37.5% for a store card.


What credit card companies offer a 0 transfer balance?

There are many companies that offer a 0% APR transfer balance. These include companies such as Barclaycard, Capital One, HSBC and Virgin Credit Cards.


What kind of low interest credit cards do banks offer?

Most large corporation banks offer a 0% APR credit card. Also bank companies offer along with 0% APR many rewards and cash back bonuses plus no annual fees on your credit card.


Where can one find a 0 APR credit card?

There are many companies right now offering a 0% APR credit card right now. Some of these companies include Capitol One's VentureOne, Capitol One's CashOne, Chase Freedom's Visa, American Express Blue Cash Everyday, Citi's Simplicity Card and Disney rewards card. Some of these companies are offering this to qualified applicants for a limited time only.


What is a credit card that offers 0 APR?

A good credit card that offers 0 ARP is Discover card but in order to qualify for a 0 APR credit card you must have proof of income and a great credit standing.


Which credit card company offers the lowest apr?

The annual percentage rate on credit cards can be researched online. Many credit card companies offer a zero annual percentage rate on balance transfers.


Where can one find more information about 0 credit card rates?

There is a large competitive pool of credit card companies that offer 0% APR rates. Some of these companies are; Discover, Citicard, Bank of America and Nation Wide. One must be careful with 0% APR offers because some companies offer it for a limited time or have other fees that are higher than other companies.


How does a Citi credit card compare to a Chase credit card?

Both Citi and Chase offer multiple options for credit cards. Both companies have cards with no annual fee, low APR's, and rewards. The cards from both companies also get good reviews from users.


What is the APR rate on the newest Discover Credit Card?

Discover Credit Card offers an intorductory purchase and transfer APR of 0%. After 15 months at 0% APR, the APR will change to a variable purchase APR. The APR will vary from 11.99% to 19.99%.


What is the typical APR on a Bank of Scotland credit card?

APR makes it easy for customers to compare different credit products before deciding what is best for you. The typical APR on a Bank of Scotland credit card is 17.9%


Where can one get a zero percent apr credit card?

One can get a zero percent apr credit card by going to the Credit Cards website. The website offers a number of credit cards deals including ones that have zero percent apr.


What companies offer credit cards with zero interest?

The Citi Simplicity MasterCard offers 18 months of 0% APR. Another credit card with zero interest is the Capital One Platinum Prestige card, which offers 0% APR until September 2014 if you are a new member.


What is the APR on a basic Chase credit card?

The APR on a basic Chase card is around 10%.


Where can one find a 0 percent APR credit card?

A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.

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