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In most cases it's as simple as calling your card issuer, providing proper identification, and asking them to add the person to your account. Fair warning, though: you'll be just as responsible for what goes on with the other user's usage of your credit card account as you are with your own usage.

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∙ 2006-02-27 02:59:38
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Q: How do you add another user to your credit card?
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Is it legal to use another persons credit card?

If they have granted permission. Ideally they'd contact the credit card company to add you as an authorized user.


If you add another cardholder to your barclaycard credit card will their credit go up as well as yours?

Actually if you add someone as an authorized user on your credit card, THEIR credit will go up but nothing will change with your credit. You are giving them the benefit of your positive credit history.


What is an 'authorized user' of credit card?

When you get a card you can request to have another user on your card, they will get there own card, but it will be under your credit card. (Example: my hubby has a credit card and I'm an authorized user, so I have a card with the same acct number.) added note:- When adding an authorized user to your account, you are agreeing to any and all charges that person places on the account. If the authorized user chooses to abuse the account, such as making purchases beyond the amount that you are able to pay or by exceeding the limit of the card, the negative effects goes against the primary users credit. The authorized users credit is not affected at all and they are not responsible for payments. So be careful who you chose to add to your card.


Can you designate an authorized user on your credit card to improve her credit rating but make sure she makes no charges?

It depends who your card is with. Some card companies let you add someone and any charges they make will be added on to your balance. Some companies let you have a card with an entirely separate credit limit for your authorised user (but you'd still be liable for the bill). You could do it but cut up the card when it arrives but usually to add an authorised user, they would also need to pass a credit check.


Is it true if you add a person to another persons credit card it can improve the first persons credit rating?

If it does report it will show that you are just an authorized user, most cards don't even report authorized users anymore.


Becoming an Authorized User: A Credit Card Option for College Students?

Many college students have no credit, or a limited credit history. Fortunately, there is a way for college students to obtain a credit card and build their credit. For instance, if your parents have good credit, perhaps they can add you to their credit card account as an authorized user. As an authorized user, you can enjoy the ease and flexibility of using a credit card. Read on to learn more about becoming an authorized user, so you can get the credit that you need.Is it easy to become an authorized user?Yes, it is rather simple to become an authorized user on your parents credit card account. However, your parents may not be able to add you to their account if they have a poor payment history with that credit card issuer, or if they are currently over their spending limit on that particular account. Your parents can simply contact the customer service department for that credit card issuer to begin the process. In most instances, you can become an authorized user in a matter of minutes.What information do my parents need in order to add me as an authorized user?Your parents may be required to give the credit card issuer your full legal name, Social Security number, date of birth, drivers license number (or state identification card number), your contact details, and your employment and income information.Am I required to make payments if I am an authorized user?No, authorized users are not legally required to make payments to the credit card issuer. However, your parents may ask you to make payments directly to them whenever you use the card. Be sure to discuss this information with your parents prior to becoming an authorized user on their account.Will my parents payment history affect my credit score?Yes, if you are listed as an authorized user on your parents credit card account, their payment history will appear on your credit reports. So, if your parents make timely payments on their account, this can boost your credit score. However, if your parents default on their credit card account, it can have a negative impact on your credit history.Will I have my own credit card to shop with?Yes, for your convenience, your parents can request the credit card issuer to send them a card in your name. Please note that your parents may establish a spending limit for you on their account.How long can I remain an authorized user on the account?Generally speaking, you are allowed to remain an authorized user on someones account for as long as you like (or until that person removes you from that account).If your parents add you to their credit card account, it is important that you follow their rules and use your credit card wisely. Your parents are legally responsible for paying the credit card bill, so do not take advantage of the situation. And in a matter of time, you may be able to obtain a credit card on your own.


How do you add money to an iTunes account?

Purchase a new iTunes gift card. Also, iTunes material can also be purchased by a credit card that is inserted in your account info. (Every iTunes user has to give a credit card number)


If you have a credit card can you get one for someone as a second card holder who has no credit and cannot get any and will that help their credit?

no-- they are just a second card holder (user). you can add someone without their signature-- therefore the place has no information on them so how could it help them. And beware --- they may not pay it back.


If you get another card for an authorized user do they have the same credit limit as you?

Yes, what happens is you "share" the original credit limit. For example, if you have a LOC (line of credit) of $10,000 and add your 16-year-old daughter as an authorized buyer on the account and give her a card with her name, she shares the $10K LOC with you. Not in all cases. Some companies now, based on the 3 digit code on the back of the card can assign a specific portion of the credit line to that particular card.


What information do you need to give to the credit card company to add an authorized user?

Usually all you need is the person's name and their relationship to the account holder. Credit Card issuers have different criteria for adding an authorized person or a second card holder.


If your father wants to sign over a credit card to you is this possible?

Not without the consent of the credit card company. Your father may be able to add you as an authorized user, but he would be responsible for any charges if you couldn't make the payments.


Sbi credit card-add on card?

YES


How can I add my Credit Card information when I have to get my shipment from USA?

It is effortless to add your credit card information to any US shipping company. Many US companies like Global shopaholics, Ship7 provides these options to add your information. •Go to the "Wallet" section •Click on the "Add Credit Card" button •Our system will deduct two small transactions on your card. You will get notified of these transactions. •Enter the transacted amounts into the system, and your card will be verified. Kindly follow these steps to add your information.


Can you add gratuity to a credit card left by a customer at a bar?

No, beacuse that is will be using the person's credit card without their permission. That is considered credit card fraud.


How do you add funds with a credit card to your achieve card?

How can handle the credit and debit cards. and how to open account give answer


How do you change credit card number on ps3?

You can change or add a credit card in your Playstation Network Account settings menu


What is a good prepaid credit card?

When looking for a prepaid credit card you want to look for a low annual fee and also a low fee to add money to the card. Some prepaid cards make you pay to add money to the card each time you add money.


Do you need a credit card for ps3?

You need a credit card to add money to your Playstation wallet and to join Playstation plus. You can also add money to the wallet with a Playstation network card you purchase at a retail store


Can you buy PlayStation home stuff with a credit card?

You can use the credit card to add money to the Playstation wallet and then purchase the item


Is it possible to have an Apple ID without a credit card account?

Yes it is possible. When it says add a credit card click none.


Can you add 4.99 to the Playstation store?

Yes, you could add 4.99 using a credit card.


How does the authorized users credit impact the primary users credit?

When adding an authorized user to your account, you are agreeing to any and all charges that person places on the account. If the authorized user chooses to abuse the account, such as making purchases beyond the amount that you are able to pay or by exceeding the limit of the card, the negative effects goes against the primary users credit. The authorized users credit is not affected at all and they are not responsible for payments. So be careful who you chose to add to your card.


Do you have to pay after using an itunes voucher card?

Once the credit on the card has been used then you will need to pay (or add more credit to your account) for purchases.


Can I add my name to another person's credit report to increase my credit score?

No.


How do you add money to your iPod from a credit card?

You can't really add a specific amount of money to your iPod, you can just addd your credit card number in settings and then they send a recipt every week to your email