How do you get a letter from your previous mortgage company stating you no longer hold responsibility of property due to foreclosure?
You should receive a letter from the mortgage company stating
that mortgage lien is released when the house is sold or auctioned
off. This does not mean that you no longer have an obligation
unless the mortgage company sold the house for an amount that would
cover your total balance including all collection costs and any
other costs, like real estate taxes, utilities etc. that were
incurred. If the mortgage company did not have a deficit balance
left, you should have no trouble getting such a letter, but if
there is a balance due, the letter may state something to the
effect that the property has been sold but a deficit balance of a
certain amount of money is due.