How do you get your money back on an expired debit card?

A credit card is when you are loaned money by the card company and are able to use it before hand; after which you have to pay them back. A debit card on the other hand is a card with your money on it and you use it as you wish but once the card has no money left, you have to put more money on it before you can use it again.

I prefer debit card but if you like the bank giving you money then paying it back then it credit card for you . If you have debit card is like your whole bank in your wallet :)

A credit card is like a portable loan, where the money you spend isn't yours and you have to pay it back. A direct debit card is your money from an account.

a debit card is used to withdraw money from your personal account while a credit card is money that you use from the banks account that does not belong to you and you to pay it back.

No, you can't use your debit card if it expired three days ago. Once your debit card has gone past its expiration date, it will be rejected if you try to use it. You are usually sent a new card about a month before the old one is due to expire, which is dated so it can be used immediately (instead of waiting until the old one has expired).

Contact the company that issued the card.

Using your debit card takes money you already have, directly out of your bank account. It works as an instant check, if you have no money in your account, you cannot buy with your debit card. A credit card uses money from the company that gave you the card to pay for purchases. You must pay this back to the company at the end of the month, or they will charge you interest on the…

Yes as long as you have the money in the account connected to the debit card.

well, you have to pay back the bank but if you have a debit card, you don't have to because it's your own money in a card.

Contact your bank. If the card has already expired, you will need to use cash so be prepared for that. Your bank will mail you a new debit card. You can also go in to the bank directly and option a new debit card immediately.

A debit card takes money directly from your account. A credit card takes the money from the credit card company, and the credit card company will bill you in monthly installments until you pay them back (plus interest). A debit card is like paying in cash, without actually having the cash on you. A credit card is similar to taking a small loan.

Yes. If the card is a debit card then you are spending your own money. If it is a Credit Card then you spending the credit card companies money and you can quickly forget how you can repay that money back to the credit card company with interest

A debit card is a card that takes money straight out of the bank, however, a credit card lets you borrow money, but you must pay interest. So, a debit card does not build credit.

You deposit the money into your checking account. A debit card is just a tool to spend the money that is in your checking account. Many people confuse debit card with credit cards. The difference is that a credit card is a type of loan, in which the bank is loaning you money to buy things with when you swipe the card and you have to pay it back over time. When you swipe your…

A debit card, because cash can be stolen. If your card is stolen then you can cancle the card and get your money back.

at the back of the debit card

credit mean were you take money debit is what you give money

The main difference is that with a debit card the money comes out of your checking account at the point of sell and with a credit card you borrow the money from a bank to pay back later. Interested is added to the charge by the bank so you actually pay more for what you buy.

No. A debit card deducts money directly from the card holder's checking account.

you spend your own money when using a debit card, you can only spend what you have. A credit card is somebody elses money

No. If the money in your bank account runs out your debit card will not work.

You can deposit money into an account that is accessed by a debit card. Also, if you are refering to a prepaid card the answer is yes as well. The exact method varies by the type of card.

You would use it as a credit card, but the debit card takes money directly from your bank account.

In finance, unlike accounting, a debit is a subtraction of funds. When you make a purchase using a debit card, money is subtracted from your account. Hence the name, 'debit card'.

A debit card is a card from your bank, linked to your bank account. It can be used to pay for things and the money is drawn directly from your account. A Visa debit card is one with a Visa logo that can be accepted and run as a Visa credit card, but the money still comes directly from your account. It is a Debit Card on the VISA network.

If you buy a credit card you have to pay back what you spend. with debit cards you just spend the amount of money you put on it.

A debit card is issued by your bank, and when you use it, funds are withdrawn from your bank account thus reducing the money you have the bank. It's like writing a check. When you use a credit card you are, in effect, borrowing money from some company or institution to pay for your purchase and must pay this money back at some time in the future. But, the amount of money you have in…

The most serious negative of having a debit card is that if there is an incorrect charge, the bank has your money and they will keep it until and unless you figure out how to make them give it back. If you have a credit card, you keep your money, and they have to figure out a way to make you pay. I can't think of any positives, unless you mean from the perspective of…

A debit card takes the money out of an existing account. A credit card, on the other hand, allows you to borrow money (which must be repaid) by paying someone (the loan) directly.

ADVANTAGES: If you loss your card and the person know your pin they can get your money out 24 hour access to your money. You can use your debit card almost anywhere. No monthly interest charges on your spending. They allow you to have ATM access. With debit card you carry lots of money but your pockets doesn't get heavy.

yes you can you can get a walmart money card which is a visa debit soyes you can

Money is taken out of the account that the debit card is linked to.

No - a credit card allows the user to purchase goods up to an agreed limit - and pay the money back over an extended period of time, A debit card can only be used to purchase goods provided there are sufficient funds in the linked account to pay for the transaction. Think of a debit card like 'electronic cash' - you can only spend what's there !

I don't know about itunes but, whenever I use my debit card, the money comes out immediatly

Charges against a debit card are withdrawn directly from your checking account, it's similar to writing a check. Charges against a credit card are accumulated and you are sent a bill at the end of the month for the money you borrowed with possible fees. with a credit card you are using the banks money. with the debit card you are using your own money.

A debit card has no limit - except the amount of money in the bank account that's linked to it.

i want to use my sbi international debit card in uae where and which bank can i use it

It's a debit card since the money you pay with is directly transfered from your bank account to the receiver's bank account.

Yes, you do. A debit card is linked to a bank account - so that you can only 'spend' what money is already in the associated account. (ie - you cannot go overdrawn on the card). A credit card is different - it's like a short-term 'loan' that you pay back. You can 'spend' using the card - up to its limit - whether there's any money in your bank account or not.

In simple terms - a debit card is 'electronic cash'. You can only pay for things with a debit card as long as there is enough money in the account that's linked to it. Once the cash is spent, the card will be rejected.

Yes you can.

Credit cards allow you to borrow money from the card issuer. A debit card requires you deposit money with the card issuer, and the money is then deducted at the time of the transaction from the amount deposited.

With a debit card you can only use money that you put in a bank and with a credit card you are using the money from the credit card company which can lead to bankruptcy if you are not careful.

To rip you off!

before the transaction is done it will ask you if you want "cash back".. But this requires a purchase..

a debit card is one in which you put money on your bank and use a debit card to do purchase with the amount in the bank. with credit card, you do purchases with a certain credit limit and pay later when the bill comes in.

A debit card is a type of card that allows you to automatically, and electronically, withdraw money directly from your bank account and pay for what was needed to be payed.

A prepaid Visa debit card or Mastercard are accepted by Paypal. "You can transfer money from your PayPal account to your debit card for free. Your money will be available on your debit card in 2 to 3 business days." - content provided by NetSpend.com (See link below for additional details)

Which of the following statements is false? A. A debit card never has a MasterCard or Visa logo on it. B. Your debit card is like cash. C. You do not borrow money when you use a debit card. D. Loaning your debit card to friends is a not smart thing to do.

4736 - [GE Money Bank] Walmart Prepaid Visa Debit Card, USA