Apply at department stores for credit or small rent to own items to establish credit
A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.
To obtain a credit card, you need to fill out an application that asks for your name address and employment history and your credit history if you have one.
A person can obtain a free credit history check from several different places. Some of these places include Credit Karma, Credit Sesame, and Experian.
To obtain a loan
When you don't have a credit history, it can be difficult and frustrating when trying to obtain a credit card or other type of loan. Establishing your initial credit history can be a Catch-22. If you don't have credit, not many places are willing to give you credit, yet how can you ever establish credit if nobody is willing to give you any.
A person may wish to obtain a no credit history credit card if they have experienced financially difficulties in the past and therefore are concerned that they may have a poor credit history.
To obtain a credit card, you need to fill out an application that asks for your name address and employment history and your credit history if you have one.
A person can obtain a free credit history check from several different places. Some of these places include Credit Karma, Credit Sesame, and Experian.
You can obtain your credit report for free through your credit card company twice a year. You can also request your credit history through equifax, transunion, or experian for a small fee.
One can obtain a free credit history online from the website Annual Credit Report. Additional sources are Experian, Credit Karma, Equifax and My Fico.
To obtain a loan
Obtain a credit card and use it. Store credit cards are available to use as well-- they're specific to that store, of course, but it can be used to build a credit history with purchases and such. Any major payments made will count towards that credit history.
When you don't have a credit history, it can be difficult and frustrating when trying to obtain a credit card or other type of loan. Establishing your initial credit history can be a Catch-22. If you don't have credit, not many places are willing to give you credit, yet how can you ever establish credit if nobody is willing to give you any.
Even with an adverse credit history, one may still be able to obtain loans through various lending associations. Some of these companies include Easy Financial or Fast Access.
Anyone with a credit score can obtain a Chase Secured Credit Card. However, this type of credit card is mainly designed for people that have less than perfect credit ratings and need help in obtaining positive credit history.
Adverse mortgage lenders will first look at an individual's credit history. Then, the lender will help individuals with bad credit history obtain a loan.
Capitol One has pre-approved credit cards for those who's credit rating may need improvement, or those who need to establish credit and build a credit history.