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You can become on an Authorized User on someones good credit Card account that is over 10 years old with no dergoggs, high credit limit and a major card. Pay off your balances to zero, dispute negative info with the CRA's.

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If your credit card balance is close to your credit limit does that hurt your credit score?

ANSWER Paying your debts in a timely manner doesn't give your credit score best results !!!! Crazy isn't it ! This is called your balance-to-limit-ratio and counts for 30% of your credit score. In order to get best result you have to keep your balances at least 70% away from your limits.


My credit monitor says proportion of balance-credit limits on revolving charge accounts are to high was this because I closed a line of credit affecting my FICO?

Yes you should never close a card. 35% of your credit score is determined by the number of derogatory items. 30% of your score is your credit to debt ratio. Credit to Debt ratio is the difference between your balances and your limits on your cards. The further the balance from the limit the better the score. Paying in a timely matter is not the only detail the bureaus look at. You should always try to keep the balances 70% away from the limits if not at zero. 15% of it is credit history. 10% of it is pursuit of new credit; recent inquiries, on-time payments, etc. 10% of it is how many accounts are in use (mix ratio).


How many points will your credit score go up if you pay off a collection agency?

It could go up anywhere from 30-70 points. it may take a couple of months to take effect though. When you agree to pay or send in the payment, attached a letter detailing the terms and conditions of payment (ie. pay for deletion letter). Reference in the Memo section of the check that cashing the check acknowledges agreement with the terms. Good luck!


Is 590 a bad credit score?

This is a subjective question. The answer can only be determined by you and the people you do business with. Think of it this way. If you have a 590 credit score out of a possible 850 you are running your financial life at 69.41% of full capacity. If you were a lender would you take a risk on someone who only pays their bills 70% of the time? If you needed surgery would you trust a doctor who graduated with a D+ grade point average?


Who owns vanquis bank?

Provident Personal Credit They control 70% of the HCC Market and also used to own Yes Car Credit before closing in 2006

Related Questions

What is highest score in a USC Trojan football game?

70 points. In 2005 against Arkansas, the Trojans demolished by a final score of 70-17.


If your credit card balance is close to your credit limit does that hurt your credit score?

ANSWER Paying your debts in a timely manner doesn't give your credit score best results !!!! Crazy isn't it ! This is called your balance-to-limit-ratio and counts for 30% of your credit score. In order to get best result you have to keep your balances at least 70% away from your limits.


Randy franks basketball did he score 70 points in one half in a basketball game?

== == no he scored 69


How many points per correct question to score a seventy on a 110 question test?

each question, if equal points per question, is 1/1.10 = 0.9 points; you need to answer 77 questions out of 110 correctly to score a 70


How many questions be wrong on a 70 question test to get 70 percent?

In order to score exactly 70% on a test with exactly 70 questions ... if every questionis worth the same credit ... you have to get 21answers wrong. You can do it.


Parramatta eels best score in nrl?

Their biggest win was beating the Sharks 74-4, which is a difference of 70 points. This would probably be their highest score.


Did David Robinson ever score 70 points in a game?

no he never scored 70 points in a game, as matter of fact he never scored over 60 points in a game. 71-David Robinson, San Antonio at L.A. Clippers, April 24, 1994.


What is the highest rugby score that can be made with only In combination of tries conversions and penalty's?

In rugby, a try is worth 5 points, a conversion is worth 2 points, and a penalty is worth 3 points. To achieve the highest score with a combination of these, one could score multiple tries followed by successful conversions. For instance, scoring 10 tries (50 points) and converting all of them (20 points) results in a total of 70 points. Adding penalties can increase the score further, but the combination of tries and conversions yields the highest points in the shortest time.


What is the passing score for any tests?

The passing score for most tests is a C-, or 70%. Anything less than 70% is considered a failing score.


Who was the first person to score 100 points in a regulation nba game?

If you mean exactly 70 points, then that would be Wilt Chaimberlain, the only NBA player to ever score exactly 70 points in an NBA game. He did so on March 10, 1963 against the Los Angeles Lakers. If you mean 70 points or more, then that would be Elgin Baylor, who scored 71 points on November 15, 1960, against the New York Knicks.


What does 3 score and ten mean?

1 score = 20 years So 3 score and ten would be 70 years.


Who was the first ncaa basketball player to score over 2500 points in his career and stand under 6 feet?

Pat haden Calvin Murphy of Niagara '70 scored 2548 points in his career, averaging 33.1 points a game. He is 5' 9" tall.