La tarjeta de credito
There is an accent on the e in credito.
You could say "tarjeta de débito".
credito
reporte de credito
carta de credito
Sister in law in Spanish is cunada.
How to say "hi" in spanish is Hola. How to say "bye" in spanish is Adios.
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You should say "credit goes to." It is proper grammar to use "credit" as a singular noun in this context, even when referring to multiple contributors.