Depends if you're talking about time or money.
Money
English: This costs four dollars and twenty cents.
Spanish: Esto cuesta cuatro dólares y veinte centavos.
Time
English: It is twenty minutes past four o'clock. or It is four twenty.
Spanish: Son las cuatro y veinte.
The way you said it is just fine.
I would say "twenty four point thirty two".
Twenty four hour clock or Military clock
Twenty four can be translated into Kikuyu language as ikumi na inya.
four hundred and twenty four thousand, one hundrend
twenty-four and three hundredths
Three hundred twenty thousand, one hundred four.
three point zero two four or three and twenty-four thousandths
Twenty-four and four hundred sixty-two thousandths.
vingt-quatre jours
ni juu yon
doscientos veinticuatro
Twenty-three thousand, four hundred and sixty.