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It is based off of the open date on the card.. Some companies use 4 years from the open date and same month.. eg: opened card 7/10... expiration date will be 7/14 .. some use 5 years same month.. and others will adjust the month usually by adding 2 months to every 4 years .. eg: opened car 01/10 .. expiration will be 3/14

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14y ago

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