Debit cards do not report to the credit bureaus and therefore closing a debit card will have no impact on your credit score.
You would debit the creditor account and credit the expense it relates to or discounts allowed if you want to show them separately.
Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.
No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.
{| |- | There is a chance that using debt consolidation services might affect your credit. Some debt management programs, like credit counseling, show up on your credit report. Some solutions, like debt settlement, don't show up on your credit report, but by definition cause late payments. Most debt consolidation services are there to help you get out of debt, not to sustain your credit report or credit score, so you should priorotize what you really want in seeking debt consolidation help. |}
If you filled out any applications for credit and said you were married -or- if you have any joint credit with your spouse, it will be on your credit report.
no
It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report
Yes. If they extend the line of credit to you, and you do not activate it, it will still show up on your credit report.
The credit report has sections. One gives you name and address and then there is a section titled JUDGEMENTS. This is where one will show up.
Yes, credit card consolidation will affect your credit score. It will show on your credit report for at least five years, it doesn't hurt as bad as bankruptcy however.
Yes
On your credit report you will see a section called: Inquiries. This section will show you the organizations that pulled your credit report for the past two years.