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Q: How does having good credit help you obtain credit in future?
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Free credit report with out credit cards?

Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!


Do you need good credit to buy a house?

Yes, in order to obtain a mortgage you will be required to have a good credit record.


How can you obtain credit from HSA bank?

"Almost any bank or credit union can be an HSA provider. In order to obtain credit, credit has to be in good condition. Check with your local bank or credit union for more information."


How good does your credit need to be for a car loan?

Nothing is published on what credit score you must have to obtain a car loan. There is information about having a high score means getting a better rate on your car loan.


How can 13 year old girl get good credit?

Do you mean good credit as in a credit card? To get good credit, you must first obtain a credit card. From there, you can start building good credit by making purchases and not having any fees or going over your limit. Good credit is built over years, however, and having a credit card at the age of 13 may impact the price of education in later years; ex. If you have $500.00 in your bank account when you apply to a college, they will see you have money in your account and assume that you have a paying job, so they will give you less money for scholarships when you apply to them.


What are the requirements to obtain a corporate credit card?

The requirements to obtain a corporate credit card can vary by the company. Most of the time you must have good credit and/or be working for that corporate for a long time.


Is it possible to obtain an aqua credit card with juat a fair credit score?

Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.


Which of these is made easier by maintaining a good credit history?

To obtain a loan


How hard is it to get small business loans?

A small business loan can be very hard to obtain without not having the proper type of paperwork. You would have to have good credit, a good job and some stability on the job.


Can you get bad credit by spending to much money?

Not necessarily or at all. Bad credit comes from having bills that one does not pay or always paying late such as car payments or rent. One can obtain good credit from always paying bills as well as paying them ontime.


Do you need to have good credit?

It would be better than having bad credit.


What are some advantages of having good credit?

some advantages of having good credit is the ability to get more credit. With good credit you are eligible for credit cards, mortgages, and any thing else that requires you to borrow money. With bad credit you can't get loans and you usually pay more for the things you want.