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catastrophic - severe risk with potential for major loss of life and/or propertycritical - severe riskmarginal - minor risknegligible - improbable and little chance for loss or injury
They will need family counseling to deal with the loss.
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Aggregate Insurance insurers your total annual cost or exposure to self insuring your health insurance. Example if the total annual aggregate is 1 million dollars that means you as the risk taker will not payout more than 1 million dollars for the total cost of all your employees costs. Specific Stop Loss insurance is where it insurers the employer risk taker from total claims one one employee or their dependents. Example you could have a specific stop loss deductible of $100,000 which means if you have you have an employee or its dependent have a total health care costs exceed the $100,000 the insurer will reimburse you. If I had to chose one I would buy a specific stop loss over and aggregate, since it is the catastrophic unpredictable claim that an risk bearing entity cannot budget for. William Dyer hcpnational.com
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no, if you are loosing oil you have a leak.
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A stop-loss order is a predetermined price at which a trader should sell a stock. With regards to the New York Stock Exchange, a stop-loss order is a price at which the stock should be sold to prevent a catastrophic margin loss to the holder of the stock.
The first insurers were individuals who were willing to assume someone else's risk of economic loss in return for a mutually agreed-upon price.