How long are you black listed for when bankrupt?

Answer 1

The mark of bankruptcy can be on your credit for between five and seven years.

Blacklists are illegal and really wouldn't be something used.

Unlike other things, Bankruptcy is standardly on the credit report format most credit providers use for 10 years. (As credit reports simply report what happened, make no judgments themselves, have both good and bad items, to call or imply they are a black list is inappropriate).

As a Federal Court matter, it is essentially available to anyone using those records for virtually forever.

How long or how severely it may figure into any specific credit reviewers decision, is their own decision. Clearly, the further off it becomes, with prestine credit after, the less they consider it. On the other hand, blemishes in credit activities after, logically makes it stay an important negative.

Answer 2

No such thing as a blacklist. Your credit report reflects it for at least 10 years...what that means depends.