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In the majority of cases a judgment will remain on you record for 7 years. In the case of Chapter 7 bankruptcy, the judgment can be reported for 10 years. The FCRA (Fair Credit Reporting Act) allows for a judgment to be reported for a period of no longer than 7 years, but this is not mandatory for every state. Your local state laws may indicate a shorter or longer period in which the judgment remains active. Most states comply with the 7 year period as a fair guidance for collection agencies and credit bureaus.

A creditor can go back to court and renew a judgment before it lapses. The renewed judgment would extent the life of the debt for another 7 years.

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โˆ™ 2009-02-25 14:11:53
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Q: How long can a judgment remain on your record?
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How long will a civil judgment remain on public record in pa?

7 years


How long does a judgment stay on your record in Colorado?

Judgments generally remain on a CR for seven years. In some cases a judgment can be renewed and therefore it is possible for it to remain an indefinite period of time.


How long will a civil judgment remain on public record in Ohio?

Most courts never destroy their records.


How long is a court judgment stay on record?

The majority of judgments are renewable and therefore can remain a part of public records indefinitely. A judgment will remain on a credit report for the required seven years and when/if it is renewed it can be reentered on the CR.


How long do unpaid car loan stay on your credit report?

Any unpaid loan will remain on your credit record for seven years from the last date of payment. In the event the lender obtained a judgment against the debtor, it will remain on the record for ten years past the date the judgment was issued. In some cases, if the lender obtains a judgment, the account is not paid, and the lender obtains an extension, the record will remain for an additional ten years past the first ten.


What can be done to you if you have a judgment against you?

If there is a judgment against you, the best thing to do is to pay. It will remain on your record indefinitely if you do not. You can argue the judgment in court, but once a judgment is entered it will likely not be reversed.


How long does a not guilty remain on record?

It will always appear on your record.


How long does a prayer for judgment in a criminal case stay on your record?

It's not the 'prayer for judgement' that remains on your criminal record, it is the actual judgement itself. Unless you take action to have the judgement expunged (if eligible), it will always remain on your criminal history record.


How long will a misdemeanor remain on your record?

3 YEARS


How long will a misdemeanor theft charge remain on your record?

If it occurred after you turned adult, it will remain a permanent part of your criminal history record.


How long does a lawsuit judgment last?

Unsatisfied judgments remain on the judgment debtor's CR for seven (7) years. A judgment can be valid for 5-20 years depending upon the laws of the state where the judgment was granted. Most judgments are renewable and can remain valid for a very long time, this is only one reason why a judgment can be extremely damaging to a consumers financial status.


How long can a judgment remain on your credit report?

Most judgments will remain on a CR for seven years. Some judgments are renewable, in which case it can remain on a report indefinitely.


How long will a misdemeanor theft charge remain on your record in Texas?

If it occurred after you turned adult, it will remain a permanent part of your criminal history record.


How long will a conviction remain on your record in the united kingdom?

Forever.


How long will an arrest for marijuana sale remain on your record?

for life


How long does a satisfied judgment remain on New York resident credit report?

A satisfied judgment will remain permanently on the credit report unless you request the company or person takes it off. Most people do not look at a judgment that has been on there over 7 years.


How long will a misdemenor remain on your record in Texas?

The history of your criminal offenses will always remain on your record unless it occurred when you were a juvenile in which case it will be sealed after you are 18.


What is an outstanding judgment on a credit report?

An outstanding judgment is a court order that gives a creditor the legal right to collect from a debtor. As court judgments are a matter of public record, a creditor can report the judgment on the debtor's credit reports. An example of a judgment placed on a credit report would be a judgment for eviction. This judgment will remain on the credit report for seven years from the filing date.


How long will an unpaid judgment stay on your record and once removed from your record can the unpaid judgment still be enforced for example if you buy a car or house?

Judgments remain in the public recoreds portion of a credit report for 7 years. Most judgments are renewable and can be reentered thereby making it possible for a judgment to remain on the CR for an undetermined amount of time. Until a judgment is paid in full or satisfied, it is valid and enforceable and can impact any future financial transactions. The FCRA (Fair Credit Reporting Act) Statute of Limitations is 7 years for reporting, even if the Judgment is renewed by the Plaintiff who has the judgment against you, it cannot report after the SOL has run its' course.


How long will a civil judgment remain on public record?

10-20 years depending on state laws and the type of judgment that was awarded.This varies from state to state, so check the laws of the state where the judgment was obtained. In NJ a judgment is valid as a judgment until it is paid or discharged through court process, like in bankruptcy. BUT: The judgment's effectiveness as a lien on the defendant's property is only for 20 years, but the judgment holder can extend it for another 20 years. The reason for the expiration is so that judgments that may have been paid but not discharged of record or just abandoned by the judgment holder do not clutter up the records.


How long does a petty misdemeanor remain on your record in MN?

In Minnesota, a petty misdemeanor will not remain on your record at all in the state. A petty misdemeanor is not considered a crime in MN.


How long will a possession charge stay on your record?

If you are an adult it will remain a permanent part of your criminal history record.


How long will an arrest for marijuana possession remain on your record?

In your whole life......


How long does a felony charge remain on a person's record in Arizona?

Forever.


How long will a misdemeanor theft charge remain on your record in California?

Forever