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Bankruptcy will always be on your credit scoring record.

After the bankruptcy is discharged it will have a less negative effect, and then after 6 years it is supposed to be considered done with and you get get a mortgage, loans etc.

However, having a bankruptcy on your record will always have some negative effect even after the 6 years are up.

Bankruptcies are maintained on a credit report for at least 10 years.

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17y ago

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Related Questions

How long does it take after a bankruptcy is discharged to show on your credit report?

The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.


When you file chapter 7 bankruptcy and the case was dimissed will this show up on my credit report?

Yes. It will show that you filed bankruptcy and that the bankruptcy was dismissed.


How long does a bankruptcy stay on a credit report?

Ten years from the date of discharge.


How long after a bankruptcy can you apply for credit?

Do not worry about applying for credit after bankruptcy. The applications will come to you before the ink on the court documents has dried.


How long does bankruptcy stay on your credit in NC?

It stays on your credit report for 10 years in every state. Bankruptcy is a federal procedure.


How long does chapter 13 bankruptcy stay on credit report?

Bankruptcy filings typically stay on a debtor's credit report for 10 years.


If a credit card is discharged in a bankruptcy should it still show a balance on a credit report?

It will remain on the report for the required length of time and should be marked "included in bankruptcy."


How soon will a bankruptcy discharge show on a credit report?

The bankruptcy itself will show up on reports very soon after it is FILED. The discharge itself is not reported, just the public record of the bankruptcy itself.


How long does a bankruptcy remain on your credit?

10 Years at least


How long does a bankruptcy stay on your credit in California?

7 years


How long is bankruptcy on credit report in Ohio?

10 years


How long does bankruptcy stay on credit record?

It depends on what type, but the typical bankruptcy will be on your record for 7 years.