Under CPA Rule A4, Section 21, a cheque is considered stale-dated after six months, unless it has been certified. Although it may be returned through the clearing for that reason, there is no obligation to do so, and the payor’s financial institution may still accept it as a valid payment item. An institution accepting a cheque that is dated more than six months earlier may choose to contact the payor’s financial institution to confirm whether the cheque will still be accepted.
3 months
6 Months from date of issue
A cheque is valid for a period of six months only.
A cheque issued without a date is not a valid instrument. You cannot cash a cheque that doesnt have a date on it.
Yes. The date that is mentioned in a cheque signifies the date from which a cheque is valid. So, it does not matter if it is a Saturday or a Sunday or a public holiday. The only thing that matters is that, the cheque is valid only for 3 months from the date of issue. So, be sure to cash the cheque before the 3 month period otherwise it will become expired and is worthless.
3months
3 months
Until six months after it is dated
Until six months after it is dated
6 Months from date of issue
A cheque is valid for a period of six months only.
A cheque issued without a date is not a valid instrument. You cannot cash a cheque that doesnt have a date on it.
The cheque is not valid and should be returned for reissue
Currently in India (As of 2013), all cheques are valid for a period of 3 months only. This rule is irrespective of the bank whose cheque is being used. So, a UCO bank cheque, an ICICI Bank cheque and an HDFC Bank cheque, all of them are valid only for 3 months from the date of issue.
An HSBC bank Cheque is valid for a period of about six months but some banks require a check be cashed within ninety days of the issue date or else the funds go forfeited. Other banks may allow checks to be valid for years.
Yes. The date that is mentioned in a cheque signifies the date from which a cheque is valid. So, it does not matter if it is a Saturday or a Sunday or a public holiday. The only thing that matters is that, the cheque is valid only for 3 months from the date of issue. So, be sure to cash the cheque before the 3 month period otherwise it will become expired and is worthless.
15 Months until it is "stale"See Cheques Act 1986 Cth