I found a website that answers this question. www.dmc.gov. It says that as long as the company that you work for has at least 20 employees and you are enrolled in the health plan you have the federal right to at least 18 months of coverage. You will have to pay the whole premium yourself though. ( all of this applies if you leave your job or your hours are cut and no longer qualify for the company's insurance). I hope this helps
Cobra insurance coverage covers health and medical needs. They are a health insurance place. They don't cover really anything but medical and health things.
If you want to know what the purpose of COBRA medical insurance is, it is to protect certain former employees and their needs when thy lose coverage under a group health plan. This is a very useful thing to have.
Try Cobra
Cobra medical coverage is very important currently due to the large numbers of people that are unemployed and have no active source of medical insurance.
How do I qualify for a COBRA extention, my employer does have more than 20 employees
If you are not employed you may be eligible to continue your previous employers' health insurance through COBRA. This also applies to children going off to college... you also may be able to continue on your parent's health insurance coverage through COBRA. This is a very good option for people who may have lost their job and are still undergoing medical treatments. If you were to switch to another insurance plan, your current medical treatments may not qualify under the new health insurance plan. But.. WARNING! This will not be an affordable health insurance option. The premiums will be much higher and you may be able to better afford one of the below options first.
You can apply for Cobra medical insurance from the Department of Labor when a qualifying event entitles you to a claim. Some examples of qualifying events include termination of your employment through no fault of your own or reduction in the number of hours available to work.
COBRA insurance is for people who had medical insurance under their job and then just lost their job. You have to opt into it if your job offers that ability. You have to pay a larger premium to use the insurance. Everything you need is on; http://www.dol.gov/dol/topic/health-plans/cobra.htm
When your employment is terminated for any reason, the employer is not liable to keep you on the insurance.However, they should offer you Cobra Insurance-you pay the total cost of the insurance. Most people decline this offer due to the expense.
i would be concerned about having a cobra near a baby since they are poisnous.
Yes. COBRA
COBRA health insurance provides former employees of the company with health coverage. More information on Cobra Health Insurance can be found at the cobra government webpage.