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Some banks have different policies and procedures for checking accounts and the age at what they can be opened etc. RBC Bank for example in Champions Gate FL can open a checking account for a minor (min age 15 - though usually 16/17yrs) as a sole owner (no one else on the account) though a parent/guardian would need to sign a "parent/guardian indemnification" to allow this. Visa however have requirements that you must be 18 to have a Visa Check Card, though this can be avoided by using an ATM card instead.

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14y ago
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15y ago

Depending on what bank. I am 16 and I have a checking and a savings. You have to ask your bank. Some banks allow you to be younger than 18 but no younger than 13. My younger brother has one too. He is only 13.

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14y ago

You have to be 18 years old to have a checking account in your own name. If you are under 18, you have to have a parent or guardian name on the account as well.

The minimum age to have a checking account is 18. If you are under the age of 18 and would like to open up your own checking account, you will need a co-signature from an adult.

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17y ago

Legally you need to be at least 18, be legally emancipated, or have an adult on the account as well.

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16y ago

Many banks will allow minors to open savings accounts with their parents, and some banks allow high school students to have checking accounts with one of their parents.

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16y ago

At Chase, you can have a checking account with one of your parents if you are in high school.

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14y ago

In most states the legal age to open a cheking account is 18. Although, you can open one at younger age if you have a parent or guardian who is 18 or older to co-sign.

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17y ago

Call the banks; most places it is age 16.

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12y ago

You have to be 16 years of age.

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14y ago

18. It requires a checking account.

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Q: How old do you have to be to get a checking account?
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