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"Different banks offer different forms of accidental death insurance. The coverage may not be the same as traditional life insurance and it could be less expensive. The coverage also has certain stipulation, such as they will only pay if the death was cause by a proven accident and so on."

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13y ago

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What is the difference between accidental death life insurance and regular life insurance?

Usually the only difference between accidental death life insurance and regular life insurance is the name, although sometimes an accidental death life insurance will pay out more money if the death is accidental.


What companies offer accidental death insurance?

"There are many different insurance companies out there, such as MetLife and American General, that offer accidental death insurance. The best way to find accidental death insurance is to contact insurance companies that provide life insurance and contact them for the rates and the terms that the insurance will be paid out should an accidental death occur."


What companies provide insurance for accidental death and dismemberment?

There are many companies that provide insurance for accidental death and dismemberment. This includes companies such as American General Life Insurance Company.


Where can one get dismemberment insurance for accidental death?

Accidental Death and Dismemberment insurance is often referred to as AD&D. Such insurance policies can be purchased online. State Farm Insurance offers this type of policy.


What do insurance companies use to determine if a death was accidental?

The Death certificate and MVR (Motor Vehicle Report) can be used to determine if death was accidental.


Will accidental life insurance pay if you get sick and die?

Accidental Life or commonly known as AD (Accidental Death) Policies will not pay if the cause of death is illness.


What is the difference between accidental death and dismemberment insurance and life insurance?

If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.


Is it a good idea to have accidental death insurance?

Though many consider it necessary to have all types of insurance, it can be costly, and most likely you will never need it. When thinking about buying accidental death insurance, consider the need for it.


Can an 82 year old person get accidental death insurance?

no


How to get the best rates for accidental death insurance?

In order to find the best rates for accidental death insurance, it would be advisable to meet with insurance agents who could help one find the best policy for their line of work.


Which type of insurance coverage will not pay benefits for the death of the insured to an illness?

accidental death is the answer :)


Is there any way to get accidental death insurance to pay in the event of suicide?

No. No insurance policy covers death in case of suicide.