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Tickets Points and Auto Insurance Rates

How will one ticket affect insurance?

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2007-09-08 21:18:29
2007-09-08 21:18:29

It all depends on several factors. Year, make and model of car, ticket type. previous accident/ticket history, zip code of residence, driving record, policy type, etc. Usually moving violation tickets (such as speeding) affect your insurance the most.

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Related Questions


how does a ticket for a move over violation affect insurance for 21year old Only offense


No, a registration ticket does not affect your car insurance. Registration tickets, simple traffic violations, and wrong way turn tickets do not typically affect your standing with your car insurance.


If you get your first speeding ticket with no points does your insurance go up?


if you dont pay it and get suspended yes it will affect you insurance


All driving infractions affect your insurance. Drive safely!


It can definitely raise your rates.


It depends on who got the ticket. If the ticket was issued to the driver it will effect his insurance but if it was issued to the passenger then it will only effect his insurance.


== == NO, but it WILL affect your car insurance costs.


Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.


- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.


The ticket will be reported to NC and treated just as if you received the ticket in NC as it applies to your insurance rates so the answer is yes.


Yes, it can affect your Virginia license. And it can affect your insurance rates as well.


A speeding ticket of 10mph less will affect your insurance directly. Premiums often go up and remain high for extended periods of time.



Any ticket will affect your insurance. Two within a month can cause and insurance company to non-renew you at the end of your policy term. My recommendation is to follow the speed limit! You take the bus until your 25th birthday.


Yes, if you move to another state, a ticket from your current state can affect your insurance. It can also affect your driver's license depending on what the ticket was for and if points were credited to your driver's license.


Yes, any ticket within the last 3 years if it is a minor violation and the last 5 years for a major violation will affect your insurance rate.




Whether you pay a ticket or not will end up appearing on your record. If you contest a ticket in court and it gets dismissed, or you go to traffic school,the ticket should disappear from your record and not affect your insurance rates.


No: this type of ticket involves no points on your license, its just a fine.


No, Not in Indiana that is. I don't know about other states, Here it is just $25 ticket.


The speeding ticket will go on your driving record. As to whether or not it will increase your auto insurance rate is really up to your insurance company. Many companies will not increase your rate for one minor violation if you only have one on your record. Many states and insurance companies recognize a ticket at or over 20 mph over the speed limit as a major violation instead of a minor violation.


If you retain your license, car, and life, tremedously.


No. Because the camera photos can identify your vehicle's plates, but cannot necessarily identify who was driving the vehicle at the time the photo was taken, the camera ticket will not affect your insurance in Louisiana (or most states).



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