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What else can I help you with?
Where can one find a credit card with no balance transfer fee?
One would start by asking his local banking operation for such a credit card. Failing that, one could look into acquiring prepaid credit cards that have no balance transfer fees.
What is the benefit of having a balance transfer credit card?
The benefit of having a balance transfer credit card is that they usually are issued with no fee and a very low to 0% interest rate for the first year. Someone would get this type of credit card to transfer other credit balances and thereby cutting down on the time it takes to pay off the high interest rate credit cards.
What is the best balance transfer credit card?
The best balance transfer credit card to choose would be one that offers 0% interest for the longest term. Comparison sites such as Money Supermarket can be used to research the latest deals to find one which is suitable.
When would one be charged a balance transfer fee?
Rules regarding balance transfer fees vary by bank and individual bank account. To understand if one should be charged a balance transfer fee, the individual should consult their banking institution or credit card lender to review their individual regulations on these fees.
Can a son transfer his credit card balance of a card to his mom's new credit card?
Provided the mother had enough available credit on the card yes. Incidentally, the mother would have to be the one that called her credit card company to action it.
When might someone see 'credit card 0 balance transfer' on their statement?
'Credit Card 0 Balance Transfer' would appear on your credit card statement if your credit card is paid off in full. This means that you do not have to transfer any money from your bank account to pay off your credit card balance.
Where can one find a credit card with no balance transfer fee?
One would start by asking his local banking operation for such a credit card. Failing that, one could look into acquiring prepaid credit cards that have no balance transfer fees.
Can anyone help my friend with discover balance transfer?
Well Discover would be the type of credit card your friend has, and a balance transfer would be him paying off that credit card with another. He can contact Discover, or look on their website for more information.
What happens if you transfer money from your checking account to your credit card?
When you transfer money from your checking account to your credit card, you make a credit card payment. If you do not have a balance owed on your credit card, then you will have credit or a positive balance on your card.
What is the benefit of having a balance transfer credit card?
The benefit of having a balance transfer credit card is that they usually are issued with no fee and a very low to 0% interest rate for the first year. Someone would get this type of credit card to transfer other credit balances and thereby cutting down on the time it takes to pay off the high interest rate credit cards.
What is the best balance transfer credit card?
The best balance transfer credit card to choose would be one that offers 0% interest for the longest term. Comparison sites such as Money Supermarket can be used to research the latest deals to find one which is suitable.
When would one be charged a balance transfer fee?
Rules regarding balance transfer fees vary by bank and individual bank account. To understand if one should be charged a balance transfer fee, the individual should consult their banking institution or credit card lender to review their individual regulations on these fees.
Cut Debt With Balance Transfer Cards?
Consumers who are new to the credit world should think about the future when searching for the appropriate credit cards. Existing cardholders should consider making positive moves to improve their credit scores. Balance transfer credit cards are excellent for both new and existing credit card customers. A debtor can use a card of this type to clean up his or her credit profile without limiting his or her use of credit. Balance transfer cards usually offer 0% annual percentage rates for introductory periods. Therefore, a smart consumer could consolidate debt and shop with the card at the same time.What is a Balance Transfer Card?A balance transfer card is a card that allows a person to transfer balances. A consumer can transfer balances from credit cards, credit lines, auto loans, and more. The benefit of transferring to a card like this is organization. A person who has more than five accounts could perform a consolidation using a balance transfer card. Additionally, the consumer could save money because of the low introductory APR. The other balances will assume the APR of the balance transfer card upon transference.How to Get a Balance Transfer CardConsumers can obtain balance transfer cards by going through the same process as regular credit card approval. Interested parties must complete an online application on the credit card company's website. The application will ask for name, number, address, employer information, social security number, and the like. The end of the application will ask for information on the balances the applicant would like to transfer. The credit card company will use this information to make a decision. Some card companies offer instant approval while other companies take longer to process applications. Approval can take 30 seconds to 30 days.Anyone who has credit that is still in good standing can qualify for this type of card. A balance transfer credit card can get a person back on track and on the road to financial freedom.
Can a son transfer his credit card balance of a card to his mom's new credit card?
Provided the mother had enough available credit on the card yes. Incidentally, the mother would have to be the one that called her credit card company to action it.
Can you explain the balance transfers feature to me?
Balance Transfers simply mean to transfer your balances from one account to another. Generally, you transfer your total remaining balance from your current credit card to a new credit card. This is usually done to secure a lower interest rate. If you would like to discuss this in person, or have any more questions please call me at: 555.123.456.
Where can I find the companies with the best credit card balance transfer offers?
I would say American Express Blue card. Their is no interest rate given within 15 minutes. Depending on the credit you have; if not then you pay more than 4% on balance transfers.
If you transfer your account balance to another credit card does that action act as a payment to the credit card it was tranfered from?
Yes. You've moved the debt from one account to another, so the first account would recognize the transfer as a payment and the second account would treat it as a new debt.
