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In a Non Permissive use accident, The insurer does not cover damage or injury to another party, However damage to the vehicle being driven will likely be covered the same as if the vehicle was stolen and damaged.

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โˆ™ 2008-02-12 07:44:43
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Q: If a mother owned a car with full coverage insurance and her 22 year old son with a license took it without permission and had an accident would it be covered?
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Related questions

If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?

Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.


Are you covered by your insurance if you are driving in a cast and are involved in a car accident?

It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.


If you are riding in a car and an adult is driving are you covered by insurance in case of an accident?

Only if the car you are riding in has insurance coverage.


Will full coverage car insurance cover electrical?

Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.


What type of accidents are covered by accident-only insurance coverage?

Any accident is covered, but keep in mind you're only covered for the amount of coverage you bought, and that if you are at fault, your rates will go up (and sometimes even if you're not at fault).


If you meet with with an accident on the last day of your insurance coverage will insurance company pay for it and Can you report accident after the last day?

Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it.


Is theft covered in most auto insurance policies?

Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


If you have full coverage auto insurance will it cover the car if you let your girlfriend drive your car to work?

Anyone you give permission to drive your car,is covered under your insurance.


Had an accident on the same day you got insurance are you covered?

It is not a secret. You need to look at your policy for the effective date and time of the commencement of coverage.


Does a stuntman get health insurance?

He should, and he should also either ensure that he's covered by Workers' Compensation or Occupational Accident coverage.


Is it lawfull for your vehicle insurance to charge you for what they have covered?

Yes, That's how it works. The insurance company sells you coverage in the form of an insurance policy and you pay a premium in exchange for that coverage. If you don't pay for the coverage then your not covered.


If someone has full coverage on their vehicle is anyone who drives it covered under his insurance?

Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.


You are an accident and the accident was your fault how are you covered with GAP?

GAP coverage applies regardless of fault.


Would you be completely covered if an accident were to occur while borrowing your mother's car for a week if you have a valid license but no insurance?

Only if your mother had insurance on the car and only to the extent of her coverage.


If your car was lent to someone with a restricted license without your permission resulting in an accident and they are covered under their parents insurance who's insurance should pay?

In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.


If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage in Texas?

InsuranceSo long as That driver was not excluded from coverage, then Yes, that driver would be covered under a standard Texas Auto Policy.


Can health insurance cover the balance of the claim of the car accident?

Yes, your Health insurance can provide coverage for injuries received in an auto accident beyond what may have already been covered through an automobile insurance policy. Your health insurance however is specific to you and the covered persons under your policy. It will not pay for property damage or liabilities for injuries to others.


Do I need to report an accident to my insurance if I had the accident in my husbands car and his policy covered it?

No.


If you are drivng another persons car with permission and have no insurance but the car you are driving is insured will the car insurance pay to get the car fixed since you were at fault?

This is different from policy to policy. You need to check the owner's policy to see what is covered. If the owner didn't pay for such coverage, then the damage is not covered. Provided the owner is paying for comprehensive and collision coverage the damage will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.


Does the insurance company have to pay for a rental vehicle for a client until their vehicle is fixed if they have full coverage insurance?

Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.


Is comprehensive insurance covered with liability insurance?

No, it's a separate coverage that you may purchase.


Is breast reconstruction covered by insurance?

Insurance coverage for breast reconstruction varies widely


If theres a lapse in hazard homeowners insurance am istill covered?

No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".