In a Non Permissive use accident, The insurer does not cover damage or injury to another party, However damage to the vehicle being driven will likely be covered the same as if the vehicle was stolen and damaged.
Although it depends on your insurance, the driver is covered if driving with your permission.
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
Only if the car you are riding in has insurance coverage.
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Any accident is covered, but keep in mind you're only covered for the amount of coverage you bought, and that if you are at fault, your rates will go up (and sometimes even if you're not at fault).
Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it.
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
Anyone you give permission to drive your car,is covered under your insurance.
It is not a secret. You need to look at your policy for the effective date and time of the commencement of coverage.
Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.