No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C
Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.
Georgia does not. Instead, you must have $25,000 per person bodily injury. $50,000 per accident for bodily injury on two or more people. $25,000 per accident for property damage. It doesn't say anything about PIP insurance.
No, The law does not require an insurer to pay more than the value of the loss.
insurance can protect you from a fear from death, injure, loss of property and also from a harm caused by you to somebody (for example if you are involved in a road accident but instead of being a victim you must pay a fine)
leave can be used instead of permission eg: By your leave , may I use the car?
Instead of what?
Texas is the only state were an employee does not have to have workers' comp insurance. Instead they can have a private accident insurance plan. But they must have one or the other. AN employer can exclude contract employees from coverage under their plan (at least in Texas). I forget the exact number, but I know if an employer is a small company, I think it may be under 15, then they don't have to have workers comp or an accident plan.
I believe that you are referring to an accident policy. There are also some that state they will only payout if you die while traveling on public transportation. In my opinion, accident policies are not worth the cost even though it is usually small. You are better off taking the money and purchasing as much life insurance as possible instead of the accident only policy. Life insurance will pay no matter how you die and it is money you can count on your family getting. You don't have to die in the right way to protect your family. What if a commuter train you are own crashes but you survive the crash only to die a few minutes later from heart failure. The accident policy will not pay but the life insurance would pay and without any problem.
why does someone always need to be at fault. its just an accident, get on with life and claim it on your own insurance, instead of trying to find someone to blame
please give another word that we can use instead of insurance
The 44 instead of the 22
Mexico I think!!