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No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C

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โˆ™ 2015-07-15 19:32:46
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Q: If a person has permission from you to drive your car and then has an accident can the damage be claimed under their insurance instead of yours?
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What is meant by California collision car insurance?

Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.

Does the state of Georgia require PIP car insurance?

Georgia does not. Instead, you must have $25,000 per person bodily injury. $50,000 per accident for bodily injury on two or more people. $25,000 per accident for property damage. It doesn't say anything about PIP insurance.

Can you force the other driver's insurance pay to fix your car instead of totaling it when the accident is their fault?

No, The law does not require an insurer to pay more than the value of the loss.

What are the types of insurance and briefly explain each of them?

insurance can protect you from a fear from death, injure, loss of property and also from a harm caused by you to somebody (for example if you are involved in a road accident but instead of being a victim you must pay a fine)

What is another word for permission?

leave can be used instead of permission eg: By your leave , may I use the car?

Can a 16 year old get liability insurance instead?

Instead of what?

Does an employer in Texas have to provide workmen's compensation insurance for an employee if that person has their own private insurance?

Texas is the only state were an employee does not have to have workers' comp insurance. Instead they can have a private accident insurance plan. But they must have one or the other. AN employer can exclude contract employees from coverage under their plan (at least in Texas). I forget the exact number, but I know if an employer is a small company, I think it may be under 15, then they don't have to have workers comp or an accident plan.

What is the name of the type of insurance that protects a person in the event of a certain type of accident such as an automobile accident or a plane crash?

I believe that you are referring to an accident policy. There are also some that state they will only payout if you die while traveling on public transportation. In my opinion, accident policies are not worth the cost even though it is usually small. You are better off taking the money and purchasing as much life insurance as possible instead of the accident only policy. Life insurance will pay no matter how you die and it is money you can count on your family getting. You don't have to die in the right way to protect your family. What if a commuter train you are own crashes but you survive the crash only to die a few minutes later from heart failure. The accident policy will not pay but the life insurance would pay and without any problem.

Who is at fault if there is a tire in the road and someone hits it then the tire hits you?

why does someone always need to be at fault. its just an accident, get on with life and claim it on your own insurance, instead of trying to find someone to blame

What is another word for insurance?

please give another word that we can use instead of insurance

What is the difference in an insurance 220 license and an insurance 440 license?

The 44 instead of the 22

Instead of finding gold Coronado claimed land for what country?

Mexico I think!!

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